Preble County property record for 5709 Gratis Rd, Camden, OH 45311
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,980 sqft · built 2017 |
| Lot Size | 33.2 acres (1,449,459 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Apr 2010) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C07-4316-300-00-005-001 |
| Primary APN | C07-4316-300-00-005-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Basement Area | 1,800 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,449,459 sqft (33.2 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 567 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5709 GRATIS RD |
|---|---|
| City | CAMDEN |
| State | OH |
| Zip | 45311-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW PT SW |
| Legal Lot Number | 1 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | GRATIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 480100 |
5709 Gratis Rd, a rural home, is owned and occupied by two individuals who bought it in April 2010.
Source: Preble County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 5709 GRATIS RD, CAMDEN, OH 45311-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2010 · Amount on File |
| Deed Sale | Apr 14, 2010 · Amount on File |
| Deed Document Number | 446 |
| Deed Book / Page | 293 / 2500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 5709 GRATIS RD, CAMDEN, OH 45311-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5709 GRATIS RD, CAMDEN, OH 45311-9715 |
| Document Number | 410/789 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 410/789 |
| Instrument | 202000005058 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 5709 Gratis Rd was $4,269 with exemptions applied, up 7.7% from the year before.
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Gratis Township |
| Unified School District | Preble Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,269.00 (+7.67%) Homeowner's exemption Additional exemption filed | $170,330 (-) Land $71,520 Building $98,810 | |
| 2024 | $3,965.00 (+0.56%) Homeowner's exemption | $170,330 (-) Land $71,520 Building $98,810 | |
| 2023 | $3,943.00 (+17.25%) Homeowner's exemption | $170,330 (+19.13%) Land $71,520 Building $98,810 | $486,630 Land $204,330 Building $282,300 |
| 2022 | $3,363.00 Homeowner's exemption | $142,980 Land $59,220 Building $83,760 | |
| 2020 | $486,630 Land $204,330 Building $282,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5709 Gratis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5709 Gratis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Watch TV.
5G (outdoors only) and 4G LTE
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