Polk County property record for 5709 E Lk Fox Dr, Winter Haven, FL 33884
| Property Type | Mobile Home |
|---|---|
| Details | 1,512 sqft · built 1990 |
| Lot Size | 0.405 acres (17,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2025) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855510-000010 |
| Primary APN | 27-29-06-855510-000010 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,512 sqft Living Area |
|---|---|
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Lot Area | 17,620 sqft (0.405 acres) |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Street Address | 5709 E LAKE FOX DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2732 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | PUD |
| Legal Description | FOXHAVEN PB 65 PG 8 LOT 1 & UNDIVIDED INT IN MILL POND PARK A & FOX LAKE PARK B |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | FOXHAVEN |
| Legal Tract | 855510 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5709 E LAKE FOX DR, WINTER HAVEN, FL 33884-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Dec 5, 2014 · Amount on Record |
| Deed Document Number | 2025152454 |
| Deed Book / Page | 13605 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5709 E LAKE FOX DR, WINTER HAVEN, FL 33884-2732 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5709 E LAKE FOX DR, WINTER HAVEN, FL 33884-2732 |
| Document Number | 0000072186 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 13933/591 |
| Instrument | 2026072186 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5709 E LAKE FOX DR, WINTER HAVEN, FL 33884-2732 |
| Document Number | 0106941404 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5723 E LAKE FOX DR WINTER HAVEN FL 338842732, WINTER HAVEN, FL 33884-2732 |
| Document Number | 0106941404 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 010694/001404 |
| Instrument | 256678 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2033 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,894 (+55.24%) Land $39,000 Building $131,894 | $170,894 (+28.95%) Land $39,000 Building $131,894 | |
| 2025 | $1,412.00 (-32.83%) | $110,084 (-8.79%) | $132,527 (+9.81%) Land $39,000 Building $93,527 |
| 2024 | $2,102.00 (+14.05%) | ||
| 2023 | $1,843.00 (+8.48%) | $120,689 (+11.21%) Land $38,000 Building $82,689 | $120,689 (+11.21%) Land $38,000 Building $82,689 |
| 2022 | $1,699.00 | $108,521 Land $32,000 Building $76,521 | $108,521 Land $32,000 Building $76,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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