Howard County property record for 5709 Cedar Ln, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,200 sqft · built 1981 |
| Lot Size | 0.072 acres (3,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Aug 2023) |
| Tax Bill | $5,195 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-059028 |
| Primary APN | 15-059028 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,143 sqft (0.072 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 059028 |
|---|---|
| Street Address | 5709 CEDAR LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2912 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT B-6 S 4 AR 5 5709 CEDAR LN V H C |
| Legal Subdivision | COLUMBIA VLG HARPERS CHOICE |
| Legal Lot Number | B 6 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 605503 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5709 CEDAR LN, COLUMBIA, MD 21044-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 23, 2023 | Trustee's Deed, Foreclosure NOT AVAILABLE, QUANTUM TITLE CORPORATION |
| Oct 1, 2018 | Deed of Trust, Mortgage · FHA Mortgage APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2023 · Amount on Record |
| Deed Book / Page | 22069 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 7, 2023 |
| Property Address | 5709 CEDAR LN, COLUMBIA, MD 21044-2912 |
| Document Number | 0220690155 |
| Book / Page | 22069 / 155 |
| Map Reference | MB 4505 |
| Instrument Date | Jul 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5709 CEDAR LN, COLUMBIA, MD 21044-2912 |
| Document Number | 0022069161 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 22069/161 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0220690182 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 22069/182 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 23, 2023 |
| Property Address | 5709 CEDAR LN, COLUMBIA, MD 21044-2912 |
| Document Number | 0220210263 |
| Book / Page | 22021 / 263 |
| Map Reference | MB 4505 |
| Instrument Date | Jun 20, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2023 |
| Title Company | NOT AVAILABLE, QUANTUM TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3450 ELLICOTT CENTER #107 # 107, 107, TIMONIUM, MD 21093 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5709 CEDAR LN, COLUMBIA, MD 21044-2912 |
| Document Number | 0184230183 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5709 CEDAR LN COLUMBIA MD 210442912, COLUMBIA, MD 21044-2912 |
| Document Number | 0184230183 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 018423/000183 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,195.00 (+11.22%) | $330,400 (+11.96%) | $365,700 (-) Land $170,000 Building $195,700 |
| 2025 | $4,671.00 (+70.1%) | $295,100 (+17.17%) | $365,700 (+40.76%) Land $170,000 Building $195,700 |
| 2023 | $251,867 (+3.25%) | $259,800 (-) Land $145,000 Building $114,800 | |
| 2022 | $2,746.00 Homeowner's exemption | $243,933 | $259,800 Land $145,000 Building $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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