5708 N Rte 48, Decatur, IL 62526 Property Records

Macon County property record for 5708 N Rte 48, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1956
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$33,400 (Mar 1997)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-20-202-003`

Property Details

APN / Parcel Number

Primary APN	`18-08-20-202-003`
Alternative APN	`08-20-202-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	180820202003
Street Address	5708 N ROUTE 48
City	DECATUR
State	IL
Zip	62526-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CUNDIFF ADDN LOT 11 03BK3323/319 100X200 96BK2673/446 97BK2712/524 34,400
Legal Range	03E
Legal Township	17N
Legal Section	20
Legal Subdivision	CUNDIFF ADDN
Legal Lot Number	11
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	5
Census Block	5062
Census Tract	2200

Owner

5708 N Rte 48 is owned and occupied by an individual who bought it in March 1997.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5708 N ROUTE 48, DECATUR, IL 62526-8742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1997 · Amount on File
Deed Sale	Mar 1, 1997 · Amount on File
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	5708 N ROUTE 48, DECATUR, IL 62526-8742
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4826/133
Date	Jun 3, 2021
Book Page	4826/133
Instrument	1979579

Lender

Name	HICKORY POINT BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 5, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5708 N Rte 48 was $2,181 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Unified School District	Argenta-Oreana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00	$38,160 Land $4,699 Building $33,461	$114,491 Land $14,098 Building $100,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5708 N Rte 48 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5708 N Rte 48 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MR Systems Wireless Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20