Cumberland County property record for 5707 Spreading Branch Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,635 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2025) |
| Tax Bill | $3,350 (2026) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0414-85-9415 |
| Primary APN | 0414-85-9415 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,635 sqft Heated Area |
| 1st Floor Area | 1,347 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 164 ft deep x 86 ft wide |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5707 SPREADING BRANCH RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-1967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | BROOKRIDGE LO:78 SE:01 PL:0107-0079 |
| Legal Subdivision | BROOKRIDGE |
| Legal Block | 85 |
| Legal Lot Number | 78 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1606 |
5707 Spreading Branch Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2025 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Feb 1, 2021 | Warranty Deed, Transfer · FHA Mortgage 1ST SIGNATURE LENDING LLC |
| Dec 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on File |
| Deed Sale | Jan 6, 2025 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 2025310 |
| Deed Book / Page | 12143 / 424 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | 0109650151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jan 6, 2025 |
| Property Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Document Number | 0121430424 |
| Book / Page | 12143 / 424 |
| Map Reference | MB 107 PG 79 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 310 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3411 CLEMSON DR, FAYETTEVILLE, NC 28306-8409 |
| Name | Verified Name |
|---|---|
| Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Document Number | 0000000311 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 311 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 1, 2021 |
| Property Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Document Number | 0110110768 |
| Book / Page | 11011 / 768 |
| Map Reference | MB 107 PG 79 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 4789 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 BIRCHFIELD CT APT 202, 202, FAYETTEVILLE, NC 28306-9687 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Document Number | 0000004790 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 4790 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Dec 16, 2020 |
| Property Address | 5707 SPREADING BRANCH RD, HOPE MILLS, NC 28348-1967 |
| Document Number | 0109650151 |
| Book / Page | 010965 / 000151 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 47695 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5707 SPREADING BRANCH RD HOPE MILLS NC 283481967, HOPE MILLS, NC 28348-1967 |
The 2026 property tax bill for 5707 Spreading Branch Rd was $3,350, up 4.3% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Hope Mills Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,350.00 (+4.26%) | ||
| 2025 | $3,213.00 (+30.08%) | $213,290 (+38.11%) Land $40,000 Building $173,290 | $213,290 (+38.11%) Land $40,000 Building $173,290 |
| 2024 | $2,470.00 (+5.38%) | $154,435 (-) Land $25,000 Building $129,435 | $154,435 (-) Land $25,000 Building $129,435 |
| 2023 | $2,344.00 (+2.27%) | $154,435 (-) Land $25,000 Building $129,435 | $154,435 (-) Land $25,000 Building $129,435 |
| 2022 | $2,292.00 | $154,435 Land $25,000 Building $129,435 | $154,435 Land $25,000 Building $129,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5707 Spreading Branch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5707 Spreading Branch Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Also Mapped Here | FAYETTEVILLE PUBLIC WORKS COMM |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2012 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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