Rutherford County property record for 5707 Reflection Rd, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2,272 sqft · built 2020 |
| Lot Size | 0.254 acres (11,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Mar 2021) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Sep 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 033P-B-013.00-000 |
| Primary APN | 033P-B-013.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 11,070 sqft (0.254 acres) |
| Lot Dimensions | 135 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0124009 |
|---|---|
| Street Address | 5707 REFLECTION RD |
| City | SMYRNA |
| State | TN |
| Zip | 37167-0699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE VILLAGES OF GREENTREE REVISED SEC 3 |
| Legal Lot Number | 120 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40811 |
5707 Reflection Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5707 REFLECTION RD, SMYRNA, TN 37167-0699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK |
| Sep 21, 2020 | Warranty Deed, Construction Loan · Construction Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Sep 21, 2020 · Amount on File |
| Deed Document Number | 20212345597 |
| Deed Book / Page | 2048 / 3454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 9, 2021 |
| Property Address | 5707 REFLECTION RD, SMYRNA, TN 37167-0699 |
| Document Number | 20483454 |
| Book / Page | 2048 / 3454 |
| Map Reference | MB 43 PG 235 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2345597 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | NOT AVAILABLE, GUARANTY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,331.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5707 REFLECTION RD, SMYRNA, TN 37167-0699 |
| Document Number | 20483457 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2048-3457 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Sep 21, 2020 |
| Property Address | 5707 REFLECTION RD, SMYRNA, TN 37167-0699 |
| Document Number | 0019651334 |
| Book / Page | 1965 / 1334 |
| Map Reference | MB 43 PG 235 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2305280 |
| Transaction Type | Construction Loan |
| Record Updated | May 5, 2022 |
| Title Company | GUARANTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $328.32 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1645 DRAYTON DR, MURFREESBORO, TN 37130-1480 |
| Investor | Possibly a Property Investor |
| Document Number | 0019651337 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 1965/1337 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5707 Reflection Rd was $2,381.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,275 (+23.35%) Land $30,000 Building $92,275 | $489,100 Land $120,000 Building $369,100 | |
| 2025 | $2,381.00 | $99,125 Land $13,750 Building $85,375 | |
| 2023 | $2,381.00 | $99,125 Land $13,750 Building $85,375 | $396,500 (-) Land $55,000 Building $341,500 |
| 2022 | $396,500 Land $55,000 Building $341,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5707 Reflection Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5707 Reflection Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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