5707 Loyal Ave, Durham, NC 27713 Property Records

Durham County property record for 5707 Loyal Ave, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,159 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2024)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0738-09-9651`

Property Details

APN / Parcel Number

Primary APN	`0738-09-9651`
Alternative APNs	`0738-09-96-5112` `073801099643` `155142`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,159 sqft Heated Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 94 ft wide
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5707 LOYAL AVE
City	DURHAM
State	NC
Zip	27713-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PENRITH/SEC:01/PH:02/BLK: A/LT#19 PL:000100-000171
Legal Subdivision	PENRITH SEC 1
Legal Phase	2
Legal Block	A
Legal Lot Number	19
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2004
Census Tract	2025

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5707 LOYAL AVE, DURHAM, NC 27713-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	202497545
Deed Book / Page	10110 / 321
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5707 LOYAL AVE, DURHAM, NC 27713-2038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089680743
Date	Jun 9, 2020
Book Page	8968/743
Instrument	2020021647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 29, 2018
Property Address	5707 LOYAL AVE, DURHAM, NC 27713-2038
Document Number	0084560433
Book / Page	8456 / 433
Map Reference	MB100 PG171
Instrument Date	Jun 29, 2018
Instrument	2018022566
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5414 WINDING RD, 5414, LOUISVILLE, KY 40214-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5707 LOYAL AVE, DURHAM, NC 27713-2038

Mortgage

Document Number	2018022567
Date	Jun 29, 2018
Instrument	2018022567

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,044 (-) Land $94,878 Building $242,166	$337,044 (-) Land $94,878 Building $242,166
2025	$3,425.00 (+80.36%)	$337,044 (+132.47%) Land $94,878 Building $242,166	$337,044 (+132.47%) Land $94,878 Building $242,166
2023	$1,899.00 (+2.37%)	$144,983 Land $47,287 Building $97,696	$144,983 Land $47,287 Building $97,696
2022	$1,855.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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