Union County property record for 5706 Sustar Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,001 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $403,000 (Jan 2026) |
| Tax Bill | $2,158 (2025) |
| Deeds & Mortgages | Nov 2024 Reverse Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-048-096 |
| Primary APN | 07-048-096 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| 1st Floor Area | 1,801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5706 SUSTAR DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #3 CROOKED CREEK ESTATES MP1 OPCI760-762/OPCI808-809 |
| Legal Subdivision | CROOKED CREEK ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5706 SUSTAR DR, MONROE, NC 28110-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2024 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2007 · Amount on Record |
| Deed Document Number | 20262399 |
| Deed Book / Page | 9295 / 1 |
| Prior Transfer Date | Apr 7, 2016 |
| Prior Transfer Doc | 6650880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5706 SUSTAR DR, MONROE, NC 28110-8141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5706 SUSTAR DR, MONROE, NC 28110-8141 |
| Document Number | 0009019860 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | 9019/860 |
| Instrument | 28355 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 968 Months |
| Due | Jul 13, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 30, 2026 |
| Property Address | 5706 SUSTAR DR, MONROE, NC 28110-8141 |
| Document Number | 0000092951 |
| Book / Page | 9295 / 1 |
| Map Reference | CAB I FILE 808-809 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2399 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5421 ORR RD, MONROE, NC 28110-7929 |
| Name | Verified Name |
|---|---|
| Address | 5706 SUSTAR DR, MONROE, NC 28110-8141 |
| Document Number | 0000002400 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,700 (-) Land $96,500 Building $356,200 | $452,700 (-) Land $96,500 Building $356,200 | |
| 2025 | $2,158.00 (+122.7%) | $452,700 (+47.56%) Land $96,500 Building $356,200 | $452,700 (+47.56%) Land $96,500 Building $356,200 |
| 2023 | $969.00 | $306,800 Land $62,200 Building $244,600 | $306,800 Land $62,200 Building $244,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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