5706 Pepperridge Way, Concord, CA 94521 Property Records

Contra Costa County property record for 5706 Pepperridge Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,141 sqft · built 1968
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jul 2018)
Tax Bill	$11,095 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-143-004-4`

Property Details

APN / Parcel Number

Primary APN	`121-143-004-4`
Alternative APN	`121-143-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	581 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5706 PEPPERRIDGE WAY
City	CONCORD
State	CA
Zip	94521-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3711 LOT 99 EX MR
Legal Subdivision	SUBDIVISION 3711
Legal Tract	3711
Legal Lot Number	99
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit WALTON MORTGAGE INC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jan 22, 2020	Quit Claim Deed, Transfer OPTIMUM FIRST INC
Jul 3, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Jul 13, 2000 · Amount on Record
Deed Document Number	2018106497
Last Transfer Date	Jan 16, 2020
Transfer Doc	0000012731
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2026
Property Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818
Document Number	0000055250
Instrument Date	May 21, 2026
Instrument	202655250
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055250,
Date	May 28, 2026
Instrument	202655250

Lender

Name	WALTON MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818

Mortgage

Document Number	0000290469
Date	Nov 30, 2020
Instrument	2020-290469

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2020
Property Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818
Document Number	0000012731
Instrument Date	Jan 16, 2020
Instrument	12731
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5706 PEPPERRIDGE WAY CONCORD CA 945214818, CONCORD, CA 94521-4818

Mortgage

Document Number	12732
Date	Jan 22, 2020
Instrument	12732

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2040

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 3, 2018
Property Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818
Document Number	0000106497
Map Reference	MB 120 PG 10
Instrument Date	Jun 25, 2018
Instrument	2018-106497
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5706 PEPPERRIDGE WAY, CONCORD, CA 94521-4818

Mortgage

Document Number	0000106498
Date	Jul 3, 2018
Instrument	2018-106498

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,703 (+2%) Land $512,020 Building $426,683
2025	$11,095.00 (+4.4%) Homeowner's exemption	$920,298 (+4.04%) Land $501,981 Building $418,317
2023	$10,627.00 (+1.23%) Homeowner's exemption	$884,564 Land $482,490 Building $402,074
2022	$10,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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