5706 Osage Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 5706 Osage Dr, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details2,096 sqft · built 1978
Lot Size3.18 acres (138,521 sqft)
Owner2 Individual Names on File
Last Sale$380,380 (Jun 2022)
Tax Bill$3,744 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2023 Line of Credit
+ 5 more
APN06-7.0-35-002-002-047.000

Property Details

APN / Parcel Number

Primary APN06-7.0-35-002-002-047.000

Interior

Building Area2,096 sqft Base Area
1st Floor Area2,096 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area138,521 sqft (3.18 acres)

Location & Zoning

Street Address5706 OSAGE DR
CitySAINT JOSEPH
StateMO
Zip64503-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUB:COLONY WOODS LOT:9 BLK:LGL DESC:
Legal SubdivisionCOLONY WOODS
Legal Lot Number9
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1035
Census Tract2200

Owner

5706 Osage Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 12, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK TRUST CO NA
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLY BANK
Apr 4, 2018Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 4, 2017Deed, Transfer
PREFERRED TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleApr 4, 2018 · Amount on File
Deed Document Number20225766
Deed Book / Page3777 / 165
Prior Transfer DateAug 22, 2005
Prior Transfer Doc02825/0606
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Mortgage

Document Number003813/445
DateNov 14, 2025
Book Page3813/445
Instrument2025009527
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64105
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueDec 4, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Transaction TypeMortgage
Record UpdatedJun 27, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Mortgage

Document Number003787/679
DateJun 12, 2023
Book Page3787/679
Instrument2023004200
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 29, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003743/301
DateNov 6, 2019
Book Page3743/301
Instrument2019009755
Lender
NameUS BANK TRUST CO NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 15, 2039
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanyPREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Mortgage

Document Number003764/370
DateJul 6, 2021
Book Page3764/370
Instrument2021007043
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJun 15, 2022
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Document Number003777/165
Book / Page3777 / 165
Instrument DateJun 15, 2022
Instrument2022005766
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3808 MEADOW OAK DR, 3808, SAINT JOSEPH, MO 64503-2300

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Mortgage

Document Number003777/166
DateJun 15, 2022
Book Page3777/166
Instrument2022005767
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateApr 4, 2018
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Document Number2018002781
Instrument DateApr 3, 2018
Instrument2018002781
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Mortgage

Document Number2018002782
DateApr 4, 2018
Instrument2018002782
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2048
Interest
Rate TypeFixed Rate

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateOct 4, 2017
Property Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323
Document Number2017009975
Instrument DateOct 4, 2017
Instrument2017009975
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyPREFERRED TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 OSAGE DR, SAINT JOSEPH, MO 64503-2323

Tax Assessment & Valuation

The 2025 property tax bill for 5706 Osage Dr was $3,744.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,744.00$53,680 Land $5,700 Building $47,980$282,530 Land $30,000 Building $252,530
2024$3,744.00 (+15.59%)
2023$3,239.00 (-0.67%)$50,330 (-) Land $5,700 Building $44,630$264,900 Land $30,000 Building $234,900
2022$3,261.00$50,330 Land $5,700 Building $44,630
2021$264,900 Land $30,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5706 Osage Dr; there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5706 Osage Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 49% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20

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