5705 Wise Dr, Fulton, MO 65251 Property Records

Callaway County property record for 5705 Wise Dr, Fulton, MO 65251

Property Summary

Property Type	Rural Home
Details	1 ba · 1,682 sqft · built 1982
Lot Size	4.38 acres (191,228 sqft)
Owner	Individual Name on File
Tax Bill	$933 (2025)
Deeds & Mortgages	Jan 2021 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-06.0-14.0-00-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`15-06.0-14.0-00-000-012.000`
Alternative APN	`1506014000000010000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 1982
Architectural Style	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	191,228 sqft (4.38 acres)
Garage Type	Mixed
Garage Area	377 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1506014000000012000
Street Address	5705 WISE DR
City	FULTON
State	MO
Zip	65251-5264
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW NW
Jurisdiction	CALLAWAY MO
Township / Civil Division	ROUND PRAIRIE
Census Block Group	4
Census Block	4033
Census Tract	70500

Owner

5705 Wise Dr, a rural home, is owned and occupied by an individual who acquired it in May 2006.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5705 WISE DR, FULTON, MO 65251-5264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEIGHBORS BANK
Sep 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA CREDIT UNION
Nov 2, 2018	Deed of Trust, Mortgage COLUMBIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2006
Deed Sale	May 15, 2006
Deed Document Number	603812
Deed Book / Page	M0402 / 0376
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5705 WISE DR, FULTON, MO 65251-5264
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/971
Date	Jan 26, 2021
Book Page	245/971
Instrument	202100697

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5705 WISE DR, FULTON, MO 65251-5264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/26
Date	Sep 17, 2020
Book Page	245/26
Instrument	202006478

Lender

Name	COLUMBIA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	49 Months
Due	Oct 1, 2024

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5705 WISE DR, FULTON, MO 65251-5264
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000433
Date	Nov 2, 2018
Book Page	0000000241/0000000433
Instrument	201807437

Lender

Name	COLUMBIAN CREDIT UNION

Agreement

Amount	Amount on Record
Term	50 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 5705 Wise Dr was $933.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00	$15,264 (-)	$80,340 (-)
2024	$933.00 (+0.54%)	$15,264 (-)	$80,340 (-)
2023	$928.00 (+3.23%)	$15,264 (+3.21%)	$80,340
2022	$899.00	$14,789 Land $2,086 Building $12,703
2021			$77,840 Land $10,980 Building $66,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5705 Wise Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5705 Wise Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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