5705 Valley Rd, Ames, IA 50014 Property Records

Story County property record for 5705 Valley Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,894 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Oct 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-125-230`

Property Details

APN / Parcel Number

Primary APN	`05-20-125-230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,894 sqft Living Area
1st Floor Area	999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	34 sqft
Patio Area	518 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5705 VALLEY RD
City	AMES
State	IA
Zip	50014-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	SQUAW VALLEY SD, AUDITOR PLAT LOT:21
Legal Range	24W
Legal Township	84N
Legal Section	20
Legal Subdivision	AUD PLAT SQUAW VALLEY SD
Legal Lot Number	21
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	104

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5705 VALLEY RD, AMES, IA 50014-9368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 12, 2015	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 13, 2005	Deed of Trust, Mortgage · ARM US BANK NA
Jun 30, 2025	Intrafamily Transfer, Transfer
Jan 13, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2025
Transfer Doc	0000004919
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 VALLEY RD, AMES, IA 50014-9368

Mortgage

Document Number	0202408339
Date	Nov 13, 2024
Instrument	2024-08339

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200012876
Date	Oct 29, 2012
Instrument	2012-00012876

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500001110
Date	Feb 12, 2015
Instrument	2015-00001110

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500000456
Date	Jan 13, 2005
Instrument	2005-00000456

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2008
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	10.8%

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Jun 30, 2025
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Document Number	0202504919
Instrument Date	Jun 27, 2025
Instrument	2025-04919
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5705 VALLEY RD, AMES, IA 50014-9368

January 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Jan 13, 2005
Property Address	5705 VALLEY RD, AMES, IA 50014-9368
Document Number	200500000455
Instrument Date	Dec 29, 2004
Instrument	2005-00000455
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 VALLEY RD, AMES, IA 50014-9368

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 Homeowner's exemption	$437,900 (+19.38%) Land $132,500 Building $305,400	$437,900 (+19.38%) Land $132,500 Building $305,400
2024	$4,584.00 (+2.64%)
2023		$366,800 Land $135,000 Building $231,800	$366,800 Land $135,000 Building $231,800
2022	$4,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Colo Telephone Company, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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