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5705 Stone School Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5705 Stone School Ln, Frederick, MD 21704 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,682 sqft Total Area
Lot Size6,292 sqft (0.144 acres)
GarageBuilt-in, 462 sqft
OccupancyOwner Occupied
Last Sale$518,115 (2020)
Tax Bill$6,303.00 (2023)

Property Details

APN / Parcel Number

Primary APN09-598908
Alternative APN
  • 598908

Interior

Full Baths3 Baths
Building Area2,682 sqft Total Area
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,292 sqft (0.144 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area462 sqft Garage
Deck Area120 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number598908
Street Address5705 STONE SCHOOL LN
CityFREDERICK
StateMD
Zip21704-6797
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 129 6,292 SQ FT PRESERVE AT LONG BRANCH
Legal SubdivisionPRESERVE/LONG BRANCH PH 1B
Legal Lot Number129
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup1
Census Block1007
Census Tract751904

Owner

Source: Frederick County records · APN 09-598908

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5705 STONE SCHOOL LN, FREDERICK, MD 21704-6797
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
OBSIDIAN FINANCIAL SERVICES INC
Sep 10, 2020Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
OBSIDIAN FIN'L SVCS INC
Mar 10, 2020Grant Deed, Transfer
RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Doc Number0014056249
Deed Book / Page14056 / 249
Record RefreshedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5705 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCOMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 STONE SCHOOL LN, FREDERICK, MD 21704-6797

Mortgage

Document Number0157300130
DateFeb 16, 2022
Book Page15730/130
Lender
NameOBSIDIAN FINANCIAL SERVICES INC
TypeMortgage Company
AddressMELBOURNE, FL 32901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 10, 2020
Property Address5705 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Document Number0140560249
Book / Page014056 / 000249
Instrument DateJul 31, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 07, 2020
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5705 STONE SCHOOL LN FREDERICK MD 217046797, FREDERICK, MD 21704-6797

Mortgage

Document Number140560258
DateSep 10, 2020
Book Page014056/000258
Lender
NameOBSIDIAN FIN'L SVCS INC
AddressMELBOURNE, FL 32935
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 09, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 10, 2020
Property Address5705 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Document Number0135810091
Book / Page013581 / 000091
Instrument DateFeb 03, 2020
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,303.00$525,233$553,500 Land $140,300 Building $413,200

Flood & Wildfire

5705 Stone School Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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