St. Lucie County property record for 5705 Spruce Dr, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1980 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2021) |
| Tax Bill | $4,881 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3402-610-0210-000-1 |
| Primary APN | 3402-610-0210-000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 3,167 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Driveway | Brick Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 705 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 216 sqft |
| Deck Area | 112 sqft |
| Patio Area | 471 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 38357 |
|---|---|
| Street Address | 5705 SPRUCE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 COUNT |
| Legal Description | INDIAN RIVER ESTATES-UNIT-09- BLK 77 LOT 25 (MAP 34/11N) |
| Legal Range | 40E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | INDIAN RIVER ESTATES UNIT 9 |
| Legal Block | 77 |
| Legal Lot Number | 25 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 381604 |
5705 Spruce Dr is owned and occupied by an individual who bought it in August 2021.
Source: St. Lucie County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5705 SPRUCE DR, FORT PIERCE, FL 34982-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Line of Credit VELOCITY COM'L CAP |
| Feb 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 20214915260 |
| Deed Book / Page | 4674 / 742 |
| Prior Transfer Date | Jul 2, 2010 |
| Prior Transfer Doc | 0032152184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 5705 SPRUCE DR, FORT PIERCE, FL 34982-3703 |
| Document Number | 0046740742 |
| Book / Page | 4674 / 742 |
| Map Reference | MB 10 PG 74 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 4915260 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5705 SPRUCE DR, 5705, FORT PIERCE, FL 34982-3703 |
| Name | Verified Name |
|---|---|
| Address | 5705 SPRUCE DR, FORT PIERCE, FL 34982-3703 |
| Document Number | 0046740729 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 4674/729 |
| Instrument | 4915259 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 5705 SPRUCE DR, FORT PIERCE, FL 34982-3703 |
| Document Number | 0042292873 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5705 SPRUCE DR FORT PIERCE FL 349823703, FORT PIERCE, FL 34982-3703 |
| Document Number | 0042292873 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 004229/002873 |
| Instrument | 4528142 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 5705 SPRUCE DR, FORT PIERCE, FL 34982-3703 |
| Document Number | 0042292871 |
| Book / Page | 004229 / 002871 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 4528141 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5705 SPRUCE DR FORT PIERCE FL 349823703, FORT PIERCE, FL 34982-3703 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,416 | $243,400 Land $100,000 Building $143,400 | |
| 2024 | $4,881.00 (+31.53%) | ||
| 2023 | $3,711.00 (-6.83%) Additional exemption filed | $232,400 (+12.16%) Land $82,500 Building $149,900 | $232,400 (+12.16%) Land $82,500 Building $149,900 |
| 2022 | $3,983.00 Homeowner's exemption | $207,200 Land $76,000 Building $131,200 | $207,200 Land $76,000 Building $131,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5705 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5705 Spruce Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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