Frederick County property record for 5705 Mountain Laurel Pl, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,250 sqft · built 1986 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (May 2018) |
| Tax Bill | $5,886 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-427365 |
| Primary APN | 21-427365 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| Gross Area | 3,768 sqft |
| 1st Floor Area | 1,358 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 427365 |
|---|---|
| Street Address | 5705 MOUNTAIN LAUREL PL |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 7 BK A PL 1.93 MOUNTAIN LAUREL PLACE MOUNTAIN LAUREL ESTATES |
| Legal Subdivision | MOUNTAIN LAUREL PLACE MOUNTAIN LAUREL ES |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| May 4, 2018 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit FREDERICK CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Sep 14, 2006 |
| Deed Book / Page | 12396 / 58 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETMNT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Document Number | 0148100001 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 14810/1 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 4, 2018 |
| Property Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Document Number | 0123960058 |
| Book / Page | 12396 / 0058 |
| Map Reference | MB8 PG127 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Document Number | 0001239664 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 12396/64 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5705 MOUNTAIN LAUREL PL, FREDERICK, MD 21702-3407 |
| Document Number | 0118150064 |
| Book / Page | 011815 / 000064 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 5705 MOUNTAIN LAUREL PL FREDERICK MD 217023407, FREDERICK, MD 21702-3407 |
| Document Number | 0118150064 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 011815/000064 |
| Name | FREDERICK CNTY BK |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $521,867 (+22.5%) | $569,800 (+33.76%) Land $156,900 Building $412,900 | |
| 2024 | $5,886.00 (+14.51%) | ||
| 2023 | $5,140.00 | $426,000 Land $111,700 Building $314,300 | $426,000 Land $111,700 Building $314,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1981–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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