5705 Ensign St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5705 Ensign St, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1962
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2014)
Tax Bill$3,205 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN239-0012-009-0000

Property Details

APN / Parcel Number

Primary APN239-0012-009-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,280 sqft (0.121 acres)
Garage Area382 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5705 ENSIGN ST
CityFAIR OAKS
StateCA
Zip95628-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionSAN JUAN HILLS AMD, LOT 39
Legal SubdivisionSAN JUAN HILLS AMD
Legal Lot Number39
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1016
Census Tract7904

Owner

5705 Ensign St is owned and occupied by an individual who bought it in July 2014.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address5705 ENSIGN ST, FAIR OAKS, CA 95628-3224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2014 · Amount on File
Deed SaleJul 11, 2014 · Amount on File
Prior SaleJun 17, 2010 · Amount on File
Deed Book / Page20140711 / 1099
Prior Transfer DateDec 3, 2009
Prior Transfer Doc2010000000890
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5705 ENSIGN ST, FAIR OAKS, CA 95628-3224
Document Number2007310710
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 ENSIGN ST FAIR OAKS CA 956283224, FAIR OAKS, CA 95628-3224

Mortgage

Document Number2007310710
DateJul 31, 2020
Instrument2007310710
Lender
NameLOANLOCK
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5705 Ensign St was $3,205, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$269,684 (+2%) Land $73,548 Building $196,136
2025$3,205.00 (+2.14%)$264,397 Land $72,106 Building $192,291
2024$3,138.00 (+1.62%)
2023$3,088.00 (+2.02%)$254,132 Land $69,307 Building $184,825
2022$3,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5705 Ensign St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1986–1992)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5705 Ensign St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS HEIGHTS WATER DISTRICT
serves 67,818 people · EPA ID CA3410006
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

Nearby Properties on Ensign St

Nearby Streets

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