5705 Cutter Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5705 Cutter Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,354 sqft · built 1986
Lot Size	0.039 acres (1,681 sqft)
Owner	Individual Name on File
Last Sale	$339,500 (Jul 2025)
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`004-330-002-9`

Property Details

APN / Parcel Number

Primary APN	`004-330-002-9`
Alternative APN	`004-330-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	842 sqft
2nd Floor Area	512 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	1,681 sqft (0.039 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5705 CUTTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-9504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P1
Legal Description	T6273 L1 U2
Legal Subdivision	SUBDIVISION 6273
Legal Tract	6273
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	304003

Owner

5705 Cutter Loop, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5705 CUTTER LOOP, DISCOVERY BAY, CA 94505-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 11, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Apr 25, 2025 · Amount on File
Deed Document Number	202575650
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0000087652
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2019
Property Address	5705 CUTTER LOOP, DISCOVERY BAY, CA 94505-9504
Document Number	0000087652
Instrument Date	Jun 10, 2019
Instrument	87652
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5705 CUTTER LOOP DISCOVERY BAY CA 945059504, DISCOVERY BAY, CA 94505-9504

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2019
Property Address	5705 CUTTER LOOP, DISCOVERY BAY, CA 94505-9504
Document Number	0000087653
Map Reference	MB 287 PG 18&19
Instrument Date	Jun 4, 2019
Instrument	2019-087653
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 CUTTER LOOP, DISCOVERY BAY, CA 94505-9504

Mortgage

Document Number	0000087654
Date	Jun 11, 2019
Instrument	2019-087654

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5705 Cutter Loop was $6,015.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,000 (+25.26%) Land $200,000 Building $310,000
2025	$6,015.00	$407,158 Land $133,860 Building $273,298
2023	$5,584.00 (+1.79%)	$391,350 Land $128,663 Building $262,687
2022	$5,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5705 Cutter Loop in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1980–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5705 Cutter Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Matrix Broadband.

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