5705 Covington Cir, Minnetonka, MN 55345 Property Records

Hennepin County property record for 5705 Covington Cir, Minnetonka, MN 55345

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.75 ba · 2,746 sqft · built 1987
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on Record
Last Sale$1,160,000 (Aug 2025)
Tax Bill$13,698 (2025)
Deeds & MortgagesJan 2026 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-117-22-23-0041

Property Details

APN / Parcel Number

Primary APN31-117-22-23-0041

Interior

Bedrooms4 Beds
Full Baths5.75 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,746 sqft Living Area
Gross Area3,761 sqft
1st Floor Area2,746 sqft
Basement Area1,015 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area52,708 sqft
Lot Dimensions235 ft deep x 76 ft wide
View / LotLake
Garage TypeAttached
Garage Area816 sqft

Exterior Amenities

PorchScreened Porch
Porch Area252 sqft
Deck Area485 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address5705 COVINGTON CIR
CityMINNETONKA
StateMN
Zip55345-5040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 005 BLOCK 001 A COVINGTON RIDGE S 76X235X344X404
Legal Range22
Legal Township117
Legal Section31
Legal Quarter23
Legal SubdivisionCOVINGTON RIDGE
Legal Block1
Legal Lot Number5
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNETONKA
Census Block Group2
Census Block2008
Census Tract26207

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5705 COVINGTON CIR, MINNETONKA, MN 55345-5040
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleApr 12, 2000 · Amount on Record
Deed Document Number202511393632
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address5705 COVINGTON CIR, MINNETONKA, MN 55345-5040
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 COVINGTON CIR, MINNETONKA, MN 55345-5040

Mortgage

Document Number0A11431479
DateJan 6, 2026
InstrumentA11431479
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address5705 COVINGTON CIR, MINNETONKA, MN 55345-5040
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10961045
DateMay 12, 2021
InstrumentA10961045
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinnetonka City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,698.00 (+45.93%)$925,500 (+31.07%) Land $225,500 Building $700,000$925,500 (+31.07%) Land $225,500 Building $700,000
2023$9,387.00 Homeowner's exemption
2022$706,100 Land $225,500 Building $480,600$706,100 Land $225,500 Building $480,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinnetonka
serves 54,474 people · EPA ID MN1270031
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023)
action level 15 ppb
Copper1.4 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: Mediacom Xtream.

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