Spotsylvania County property record for 5705 Cascade Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1993 |
| Lot Size | 0.227 acres (9,906 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Sep 2025) |
| Tax Bill | $2,749 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35J-2-65 |
| Primary APN | 35J-2-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 9,906 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5705 CASCADE DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | STONEMILL LOT 65 SEC 2B |
| Legal Subdivision | STONEMILL |
| Legal Lot Number | 65 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BATTLEFIELD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20309 |
5705 Cascade Dr is owned and occupied by an individual who bought it in September 2025.
Source: Spotsylvania County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5705 CASCADE DR, FREDERICKSBURG, VA 22407-4359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Sep 2, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Deed Document Number | 202512930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 5705 CASCADE DR, FREDERICKSBURG, VA 22407-4359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0210020794 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 210020794 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Sep 2, 2025 |
| Property Address | 5705 CASCADE DR, FREDERICKSBURG, VA 22407-4359 |
| Document Number | 0250012930 |
| Map Reference | FILE 3 PG 179-191 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 250012930 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | BAY COUNTY SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5705 CASCADE DR, FREDERICKSBURG, VA 22407-4359 |
| Document Number | 0250012931 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 250012931 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 0250013431 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 250013431 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 5705 CASCADE DR, FREDERICKSBURG, VA 22407-4359 |
| Document Number | 201900021725 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5705 CASCADE DR FREDERICKSBURG VA 224074359, FREDERICKSBURG, VA 22407-4359 |
| Document Number | 201900021725 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 21725 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5705 Cascade Dr was $2,749, up 11.5% from the year before.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,749.00 (+11.48%) | $372,900 (+11.02%) Land $155,000 Building $217,900 | |
| 2025 | $2,466.00 | $335,900 Land $125,000 Building $210,900 | $372,900 (+11.02%) Land $155,000 Building $217,900 |
| 2024 | $335,900 (+32.19%) Land $125,000 Building $210,900 | ||
| 2023 | $1,960.00 | $254,100 Land $110,000 Building $144,100 | $254,100 Land $110,000 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5705 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5705 Cascade Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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