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  5. 40th St

5705 40th St, Vero Beach, FL 32966 Property Records

Indian River County property record for 5705 40th St, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,179 sqft · built 1977
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Last Sale$296,000 (May 2019)
Tax Bill$4,998 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-39-28-00008-0000-00003.0

Property Details

APN / Parcel Number

Primary APN32-39-28-00008-0000-00003.0
Alternative APN
  • 51883

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,179 sqft Living Area
1st Floor Area2,179 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,738 sqft (1.05 acres)
Lot Dimensions231 ft deep x 198 ft wide
Garage TypeCarport
CarportCarport
Carport Area828 sqft
DrivewayDriveway
Driveway Area1,620 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area303 sqft
Patio Area500 sqft
FenceFence
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number51883
Street Address5705 40TH ST
CityVERO BEACH
StateFL
Zip32966-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionKINGS HIGHWAY SUB REPLAT OF BLOCKS BLKS 1,2,3 & 4 LOT 3 PBI 9-4
Legal Range39
Legal Township32
Legal Section28
Legal SubdivisionKINGS HIGHWAY SUB REPLAT OF BLOCKS
Legal BlockS 1,2,3
Legal Lot Number3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1004
Census Tract50202

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5705 40TH ST, VERO BEACH, FL 32966-1813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF LITTLE ROCK MORTGAGE CORP
Sep 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY
Mar 13, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2019 · Amount on Record
Deed SaleMay 8, 2019 · Amount on Record
Prior SaleMar 13, 2017 · Amount on Record
Deed Document Number3120190027254
Deed Book / Page3205 / 1198
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 8, 2019
Property Address5705 40TH ST, VERO BEACH, FL 32966-1813
Document Number0032051198
Book / Page3205 / 1198
Map ReferenceMB 9 PG 4
Instrument DateApr 30, 2019
Instrument3120190027254
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyTREASURE COAST TTL & SETMNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,072.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address913 HAWTHORN CIR, 913, SEBASTIAN, FL 32976-7500

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 241, GEORGETOWN, FL 32139-0241

Mortgage

Document Number3120190027255
DateMay 8, 2019
Instrument3120190027255
Lender
NameBANK OF LITTLE ROCK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address5705 40TH ST, VERO BEACH, FL 32966-1813
Document Number0031611475
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 40TH ST VERO BEACH FL 329661813, VERO BEACH, FL 32966-1813

Mortgage

Document Number0031611475
DateNov 6, 2018
Book Page003161/001475
Instrument67566
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 13, 2017
Property Address5705 40TH ST, VERO BEACH, FL 32966-1813
Document Number0030070733
Book / Page3007 / 0733
Map ReferenceMB9 PG4
Instrument DateMar 3, 2017
Instrument3120170013211
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyTREASURE COAST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,047.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4630 45TH ST, 4630, VERO BEACH, FL 32967-1055

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 40TH ST, VERO BEACH, FL 32966-1813

Mortgage

Document Number30070735
DateMar 13, 2017
Instrument3007/0735
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,998.00 (+6.43%)$364,182 (-1.22%) Land $58,013 Building $306,169$364,182 (-1.22%) Land $58,013 Building $306,169
2023$4,696.00 (+10.78%)$368,698 (+14.4%) Land $75,581 Building $293,117$368,698 (+14.4%) Land $75,581 Building $293,117
2022$4,239.00$322,284 Land $75,581 Building $246,703$322,284 Land $75,581 Building $246,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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