5704 Thunder Rd, Sebring, FL 33876 Property Records

Highlands County property record for 5704 Thunder Rd, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,518 sqft · built 1988
Lot Size	0.335 acres (14,625 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Apr 2001)
Tax Bill	$1,722 (2024)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-060-0KK0-0020`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-060-0KK0-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	2,001 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,625 sqft (0.335 acres)
Lot Dimensions	125 ft deep x 117 ft wide
Garage Type	Finished
Garage Area	729 sqft
Driveway	Driveway
Driveway Area	700 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	636 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5704 THUNDER RD
City	SEBRING
State	FL
Zip	33876-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE VI PB 10-PG 21 LOT 2 BLK KK
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 06
Legal Block	KK
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4039
Census Tract	961000

Owner

Source: Highlands County assessment roll, APN C-15-35-30-060-0KK0-0020, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5704 THUNDER RD, SEBRING, FL 33876-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2001 · Amount on Record
Deed Sale	Apr 05, 2001 · Amount on Record
Prior Sale	Apr 05, 2001 · Amount on Record
Deed Document Number	0015400335
Last Transfer Date	Aug 12, 2025
Transfer Doc	0002273131
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5704 THUNDER RD, SEBRING, FL 33876-5400
Document Number	0001929669
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5704 THUNDER RD SEBRING FL 338765400, SEBRING, FL 33876-5400

Mortgage

Document Number	0001929669
Date	Feb 21, 2019
Book Page	002678/001818
Instrument	1929669

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2034

Tax Assessment & Valuation

Source: Highlands County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,235 (+5.99%)	$268,644 (+1.98%) Land $15,000 Building $253,644
2024	$1,722.00
2023	Homeowner's exemption	$110,613 (+3%)	$263,434 (+13.46%) Land $15,000 Building $248,434
2022	$1,592.00 Homeowner's exemption	$107,391	$232,192 Land $11,000 Building $221,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 34 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5280266, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.