Albany County and Guilderland Town property record for 5704 E Old State Rd, Schenectady, NY 12303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1966 |
| Square Footage | 2,044 sqft Living Area |
| Lot Size | 16,998 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2023) |
| Tax Bill | $7,229.00 (2025) |
| Primary APN | 013089 28.19-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,044 sqft Living Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Upper Floors | 432 sqft Upper Floors |
| Basement Area | 432 sqft Basement |
| Finished Basement | 432 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 16,998 sqft (0.39 acres) |
| Depth X Width | 136 ft x 125 ft Depth x Width |
| Garage Type | Basement Garage |
| Porch Area | 160 sqft Porch |
| Pole Structure | 360 sqft Pole Structure |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 02801900010080000000 |
|---|---|
| Street Address | 5704 E OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 5904 OLD STATE RD |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.19-1-8
Assessment roll updated March 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5704 E OLD STATE RD, SCHENECTADY, NY 12303-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage BALLSTON SPA NATIONAL BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Oct 18, 2002 · Amount on Record |
| Deed Doc Number | 202317272 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 26, 2023 |
| Property Address | 5704 E OLD STATE RD, SCHENECTADY, NY 12303-3510 |
| Document Number | 0000007272 |
| Instrument Date | Sep 18, 2023 |
| Instrument | R2023-17272 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5704 E OLD STATE RD, SCHENECTADY, NY 12303-3510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 806 MADISON AVE, ALBANY, NY 12208-3320 |
| Document Number | 0000007273 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | R2023-17273 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5704 E OLD STATE RD, SCHENECTADY, NY 12303-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008926 |
|---|---|
| Date | May 11, 2020 |
| Instrument | R2020-08926 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,229.00 (+21.45%) | $270,000 (-) Land $54,000 Building $216,000 | $360,000 (+13.33%) Land $72,000 Building $288,000 |
| 2023 | $270,000 (-) Land $54,000 Building $216,000 | $317,647 (+7.06%) Land $63,529 Building $254,118 | |
| 2022 | $270,000 Land $54,000 Building $216,000 | $296,703 Land $59,341 Building $237,362 | |
| 2021 | $5,952.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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