PO BOX 24283 CHATTANOOGA TN 374224283, CHATTANOOGA, TN 37422-4283
Mortgage
Document Number
1207000206
Date
Dec 7, 2018
Book Page
011518/000320
Instrument
181207000206
Lender
Name
FIRST CITIZENS NAT'L BK
Type
Bank
Address
DYERSBURG, TN 38025-0370
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Dec 6, 2019
Interest
Rate Type
Adjustable Rate
January 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
HAMILTON TN
Recording Date
Jan 26, 2018
Property Address
5704 BRAINERD RD, CHATTANOOGA, TN 37411-4007
Document Number
0000000114
Book / Page
011257 / 000561
Instrument Date
Jan 22, 2018
Instrument
114
Transaction Type
Transfer
Record Updated
Feb 19, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1621 FAIRY DELL TRL LOOKOUT MOUNTAIN GA 307502614, LOOKOUT MOUNTAIN, GA 30750-2614
Tax Assessment & Valuation
The 2025 property tax bill for 5704 Brainerd Rd was $1,447, down 22.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
Property Jurisdictions
Type
Name
State
Tennessee
County
Hamilton County
Municipality
Chattanooga City
Unified School District
Hamilton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,447.00 (-22.29%)
$95,520 (+14.75%)
$238,800 (+14.75%)Land $104,900Building $133,900
2024
$1,862.00
$83,240 (-)
$208,100 (-)Land $107,800Building $100,300
2023
$1,862.00Additional exemption filed
$83,240 (-)
$208,100 (-)Land $107,800Building $100,300
2022
$1,862.00Additional exemption filed
$83,240
$208,100Land $107,800Building $100,300
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 5704 Brainerd Rd in Zone X, an area of moderate flood risk, though there have been 36 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
36 (1978–2020)
Claims Outside the SFHA
3 of 36
Most Recent Claim
Apr 2020 · rainfall accumulation
Claims by Event
Extensive Rainfall And Flash Flooding, Mar 1994 · 9 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 5704 Brainerd Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025