5703 N Elm St, Spokane, WA 99205 Property Records

Spokane County property record for 5703 N Elm St, Spokane, WA 99205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,330 sqft · built 1949
Lot Size0.146 acres (6,350 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Nov 2018)
Tax Bill$3,030 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26361.2412

Property Details

APN / Parcel Number

Primary APN26361.2412

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area1,400 sqft
1st Floor Area700 sqft
Basement Area700 sqft
Finished Basement630 sqft
Unfinished Basement70 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,350 sqft (0.146 acres)
Lot Dimensions127 ft deep x 50 ft wide
Garage TypeDetached
Garage Area299 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area240 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5703 N ELM ST
CitySPOKANE
StateWA
Zip99205-6819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionBURNS&SNIDER ADD S50FT EXC W8FT OF L10 B2
Legal Range42E
Legal Township26N
Legal Section36
Legal SubdivisionBURNS&SNIDER ADD
Legal Block2
Legal Lot Number10
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1011
Census Tract700

Owner

5703 N Elm St is owned and occupied by an individual who acquired it in November 2020.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address5703 N ELM ST, SPOKANE, WA 99205-6819
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Jul 16, 2019Deed of Trust, Mortgage · Conventional with PMI
JG WENTWORTH HM LNDG
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Nov 19, 2018Quit Claim Deed, Transfer
INLAND PROF TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2018 · Amount on File
Deed SaleNov 19, 2018 · Amount on File
Prior SaleSep 13, 2011 · Amount on File
Deed Document Number20186762804
Last Transfer DateNov 16, 2020
Transfer Doc0006995405
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateNov 16, 2020
Property Address5703 N ELM ST, SPOKANE, WA 99205-6819
Document Number0006995405
Map ReferenceVOL X PG 10
Instrument DateNov 16, 2020
Instrument6995405
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanySOLIDIFI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006995406
DateNov 16, 2020
Instrument6995406
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address5703 N ELM ST, SPOKANE, WA 99205-6819
Document Number0006823632
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedAug 2, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5703 N ELM ST SPOKANE WA 992056819, SPOKANE, WA 99205-6819

Mortgage

Document Number0006823632
DateJul 19, 2019
Instrument6823632
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueJul 18, 2039

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 19, 2018
Property Address5703 N ELM ST, SPOKANE, WA 99205-6819
Document Number0006762804
Map ReferenceVOL X PG10
Instrument DateNov 12, 2018
Instrument6762804
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyINLAND PROFESSIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,387.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0006762806
DateNov 19, 2018
Instrument6762806
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateNov 19, 2018
Property Address5703 N ELM ST, SPOKANE, WA 99205-6819
Document Number0006762805
Instrument DateNov 12, 2018
Instrument6762805
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyINLAND PROF TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5703 N ELM ST SPOKANE WA 992056819, SPOKANE, WA 99205-6819

Tax Assessment & Valuation

The 2026 property tax bill for 5703 N Elm St was $3,030, up 8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,030.00 (+7.98%)$304,200 Land $75,000 Building $229,200$304,200 Land $75,000 Building $229,200
2025$2,806.00
2024$298,300 (+24.81%) Land $60,000 Building $238,300$298,300 (+24.81%) Land $60,000 Building $238,300
2023$2,920.00 (+4.36%)$239,000 Land $58,000 Building $181,000$239,000 Land $58,000 Building $181,000
2022$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5703 N Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5703 N Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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