Mecklenburg County property record for 5703 Cactus Valley Rd, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,000 sqft · built 2009 |
| Lot Size | 0.166 acres (7,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Jan 2015) |
| Tax Bill | $4,683 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-156-03 |
| Primary APN | 229-156-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Heated Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 863 sqft |
| Upper Floors Area | 1,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,274 sqft (0.166 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 229-156-03 |
|---|---|
| Street Address | 5703 CACTUS VALLEY RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1(INNOV) |
| Legal Description | L295 M46-641 |
| Legal Subdivision | STONE CRK RANCH |
| Legal Lot Number | 295 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5845 |
5703 Cactus Valley Rd is owned and occupied by an individual who bought it in January 2015.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5703 CACTUS VALLEY RD, CHARLOTTE, NC 28277-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on File |
| Deed Sale | Jan 7, 2015 · Amount on File |
| Prior Sale | Jul 7, 2009 · Amount on File |
| Deed Document Number | 0029678525 |
| Deed Book / Page | 29678 / 525 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5703 CACTUS VALLEY RD, CHARLOTTE, NC 28277-3675 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000189578 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 36604/286 |
| Instrument | 2021189578 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 5703 Cactus Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5703 Cactus Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures