Elkhart County property record for 57028 Rutledge Ct, Elkhart, IN 46516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,352 sqft · built 1994 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,498 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-14-227-006.000-009 |
| Primary APN | 20-06-14-227-006.000-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,352 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Upper Floors Area | 1,235 sqft |
| Attic Area | 1,235 sqft |
| Basement Area | 1,697 sqft |
| Finished Basement | 882 sqft |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 195 ft deep x 121 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 308 sqft |
| Patio Area | 122 sqft |
| Shed | 1 Shed |
| Shed Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0614227006009 |
|---|---|
| Old Parcel Number | 0614227006009 |
| Street Address | 57028 RUTLEDGE CT |
| City | ELKHART |
| State | IN |
| Zip | 46516-9011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | KARINGTON KOVE V LOT 41 |
| Legal Subdivision | KARINGTON KOVE V |
| Legal Block | 227 |
| Legal Lot Number | 41 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1902 |
57028 Rutledge Ct is owned and occupied by an individual who acquired it in April 2022.
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit INOVA FCU |
| Apr 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage INOVA FCU |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit MUTUAL BANK FSB |
| Dec 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2018 |
| Deed Sale | Dec 5, 2018 |
| Prior Sale | Dec 5, 2018 |
| Deed Document Number | 0000004922 |
| Last Transfer Date | Apr 12, 2022 |
| Transfer Doc | 0000007812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L |
| Name | Verified Name |
|---|
| Document Number | 0000000689 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022-10689 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | 46551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 18, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Apr 12, 2022 |
| Property Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Document Number | 0000007812 |
| Map Reference | MB 20 PG 48 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022-07812 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Document Number | 0000007813 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-07813 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000003246 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-13246 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020317 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018-20317 |
| Name | MUTUAL BANK FSB |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46628 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 18, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Dec 5, 2018 |
| Property Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Document Number | 0000004922 |
| Map Reference | MB 20 PG 48 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018-24922 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | HAMILTON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 57028 RUTLEDGE CT, ELKHART, IN 46516-9011 |
| Document Number | 0000004923 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 2018-24923 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Concord Township |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,200 (-11.23%) Land $29,700 Building $279,500 | $309,200 (-11.23%) Land $29,700 Building $279,500 | |
| 2024 | $3,498.00 (+13.13%) | $348,300 (+6.48%) Land $29,700 Building $318,600 | $348,300 (+6.48%) Land $29,700 Building $318,600 |
| 2023 | $327,100 (+9%) Land $29,700 Building $297,400 | $327,100 (+9%) Land $29,700 Building $297,400 | |
| 2022 | $3,092.00 Homeowner's exemption | $300,100 Land $29,700 Building $270,400 | $300,100 Land $29,700 Building $270,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57028 Rutledge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57028 Rutledge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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