5702 Sweetheart Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5702 Sweetheart Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,143 sqft · built 2004
Lot Size	0.207 acres (9,016 sqft)
Owner	Company Name on Record
Last Sale	$253,800 (May 2019)
Tax Bill	$6,326 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-30-0741-0001-0190`

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0741-0001-0190`
Alternative APNs	`263022074100010190` `127578`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,143 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,143 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,016 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	317 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5702 SWEETHEART CT
City	SAINT CLOUD
State	FL
Zip	34772-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SWEETWATER CREEK UNIT ONE PB 9 PG 74 LOT 19
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	SWEETWATER CREEK UNIT 1
Legal Tract	741
Legal Block	190
Legal Lot Number	19
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3233 HAWKS NEST DR, KISSIMMEE, FL 34741-7517
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC
May 1, 2019	Warranty Deed, Transfer STEWART TITLE
May 29, 2018	Intrafamily Transfer, Transfer · ARM FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Document Number	201955610
Deed Book / Page	5516 / 2814
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0053410455
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5702 SWEETHEART CT, SAINT CLOUD, FL 34772-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050872664
Date	Jan 18, 2017
Book Page	5087/2664
Instrument	2017010151

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2042

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 1, 2019
Property Address	5702 SWEETHEART CT, SAINT CLOUD, FL 34772-8602
Document Number	0055162814
Book / Page	005516 / 002814
Instrument Date	Apr 30, 2019
Instrument	55610
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,776.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3233 HAWKS NEST DR KISSIMMEE FL 347417517, KISSIMMEE, FL 34741-7517

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2018
Property Address	5702 SWEETHEART CT, SAINT CLOUD, FL 34772-8602
Document Number	0053410455
Book / Page	5341 / 0455
Map Reference	MB9 PG74
Instrument Date	May 22, 2018
Instrument	2018083521
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5702 SWEETHEART CT, SAINT CLOUD, FL 34772-8602

Mortgage

Document Number	2018083522
Date	May 29, 2018
Instrument	2018083522

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.62%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,326.00 (+5.8%)	$362,200 (+0.64%) Land $70,000 Building $292,200	$362,200 (+0.64%) Land $70,000 Building $292,200
2024	$5,979.00 (+6.84%)
2023	$5,596.00 (+12.75%)	$359,900 (+18.43%) Land $60,000 Building $299,900	$359,900 (+18.43%) Land $60,000 Building $299,900
2022	$4,963.00	$303,900 Land $55,000 Building $248,900	$303,900 Land $55,000 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon, Xfinity.

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