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5702 Harbour Ridge Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5702 Harbour Ridge Rd, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,298 sqft · built 1998
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Last Sale$51,000 (Jul 2018)
Tax Bill$6,594 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN726-67-59-29-700-000

Property Details

APN / Parcel Number

Primary APN726-67-59-29-700-000
Alternative APNs
  • 061110900000006
  • 418205001

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,298 sqft Finished Area
1st Floor Area514 sqft
Basement Area901 sqft
Finished Basement901 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area9,757 sqft (0.224 acres)
View / LotWaterfront
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area353 sqft
Deck Area81 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number418205001
Street Address5702 HARBOUR RIDGE RD
CityMIDLOTHIAN
StateVA
Zip23112-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionHARBOUR RIDGE L 6
Legal SubdivisionHARBOUR RIDGE
Legal Lot Number6
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3006
Census Tract101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5702 HARBOUR RIDGE RD, MIDLOTHIAN, VA 23112-2021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Warranty Deed, Transfer
FULTON BK NA
Sep 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAP MTG
Jul 27, 2018Warranty Deed, Transfer
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleJul 23, 2001 · Amount on Record
Deed Document Number201827758
Deed Book / Page12052 / 650
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateOct 14, 2020
Property Address5702 HARBOUR RIDGE RD, MIDLOTHIAN, VA 23112-2021
Document Number13013802
Book / Page013013 / 000802
Instrument DateOct 7, 2020
Instrument54908
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9000 WIDGEON WAY CHESTERFIELD VA 238385273, CHESTERFIELD, VA 23838-5273

Mortgage

Document Number13013807
DateOct 14, 2020
Book Page013013/000807
Instrument54909
Lender
NameFULTON BK NA
Agreement
AmountAmount Recorded
Term360 Months
DueOct 13, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address5702 HARBOUR RIDGE RD, MIDLOTHIAN, VA 23112-2021
Document Number12450763
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5702 HARBOUR RIDGE RD MIDLOTHIAN VA 231122021, MIDLOTHIAN, VA 23112-2021

Mortgage

Document Number12450763
DateSep 18, 2019
Book Page012450/000763
Instrument36826
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2034
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 27, 2018
Property Address5702 HARBOUR RIDGE RD, MIDLOTHIAN, VA 23112-2021
Document Number12052650
Book / Page012052 / 000650
Instrument DateJul 17, 2018
Instrument27758
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$51.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5702 HARBOUR RIDGE RD MIDLOTHIAN VA 231122021, MIDLOTHIAN, VA 23112-2021

Mortgage

Document Number12052654
DateJul 27, 2018
Book Page012052/000654
Instrument27759
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,594.00 (+17.04%)$738,200 (+2.66%) Land $185,000 Building $553,200$738,200 (+2.66%) Land $185,000 Building $553,200
2025$719,100 (+16.66%) Land $181,000 Building $538,100$719,100 (+16.66%) Land $181,000 Building $538,100
2023$5,634.00$616,400 Land $175,000 Building $441,400$616,400 Land $175,000 Building $441,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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