5702 Esperanza, Harlingen, TX 78552 Property Records

Cameron County property record for 5702 Esperanza, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,910 sqft · built 2010
Lot Size	0.268 acres (11,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,222 (Jul 2023)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985203-0000-009000`

Property Details

APN / Parcel Number

Primary APN	`985203-0000-009000`
Alternative APN	`210597`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	1,910 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,660 sqft (0.268 acres)
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5702 ESPERANZA
City	HARLINGEN
State	TX
Zip	78552-2394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD SUBDIVISION UNIT 3 LOT 9 (CAB 1 SLOT 2239-B CCMR)
Legal Subdivision	WILDWOOD SUBDIVISION UNIT 3
Legal Block	2
Legal Lot Number	9
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2036
Census Tract	10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5702 ESPERANZA, HARLINGEN, TX 78552-2394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2023	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202326312
Prior Transfer Date	May 13, 2010
Prior Transfer Doc	016884/001
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	5702 ESPERANZA, HARLINGEN, TX 78552-2394
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202217497
Date	Apr 27, 2022
Instrument	2022-17497

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 21, 2023
Property Address	5702 ESPERANZA, HARLINGEN, TX 78552-2394
Document Number	0202326312
Map Reference	CAB 1 PG 2239-B
Instrument Date	Jul 20, 2023
Instrument	2023-26312
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, TRUE TITLE LOWER VALLEY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 S WESTBROOK LN, HARLINGEN, TX 78552-7440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 S WESTBROOK LN, HARLINGEN, TX 78552-7440

Mortgage

Document Number	0202326313
Date	Jul 21, 2023
Instrument	2023-26313

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Feb 28, 2022
Property Address	5702 ESPERANZA, HARLINGEN, TX 78552-2394
Document Number	0202208254
Map Reference	CAB 1 PG 2239-B
Instrument Date	Feb 25, 2022
Instrument	2022-08254
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57112 ESPERANZA, HARLINGEN, TX 78552

Mortgage

Document Number	0202208255
Date	Feb 28, 2022
Instrument	2022-08255

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,941 (+1%)	$356,456 (+18.84%) Land $75,207 Building $281,249
2025	$4,949.00 (+5.88%) Homeowner's exemption	$299,946 (-11.87%) Land $80,454 Building $219,492	$299,946 (-11.87%) Land $80,454 Building $219,492
2023	$4,674.00 Homeowner's exemption Additional exemption filed	$340,337 (+34.08%) Land $53,053 Building $287,284	$340,337 (+34.08%) Land $53,053 Building $287,284
2022	$4,674.00 Homeowner's exemption Additional exemption filed	$253,827 Land $41,277 Building $212,550	$253,827 Land $41,277 Building $212,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Nearby Flood Policies	88 in force
Nearby Flood Claims	25 (2019–2025)
Claims Outside the SFHA	25 of 25
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T, Metronet.

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