5700 Capo Island Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 5700 Capo Island Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Aug 2019)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`074720-0010`

Property Details

APN / Parcel Number

Primary APN	`074720-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	2,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	285 ft deep x 153 ft wide
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft
Patio Area	1,754 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5700 CAPO ISLAND RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	33-1 PT SABATE GRANT & PT NE COR SEC 51 LYING E OF OLD DIXIE HWY (153FT ON HWY X 285 FT ON REDFISH CREEK DRIVE) OR4782/740
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	CASA-COLA LANDING
Legal Phase	51
Legal Lot Number	33-1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20606

Owner

5700 Capo Island Rd is owned and occupied by two individuals who bought it in August 2019.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL
Sep 11, 2018	Loan Modification, Mortgage REUNION BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Dec 1, 2009 · Amount on File
Deed Document Number	201961980
Deed Book / Page	4782 / 740
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	0047820740
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022

Mortgage

Document Number	0059270153
Date	Apr 4, 2024
Book Page	5927/153
Instrument	2024025329

Lender

Name	BARWICK BANKING CO
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022

Mortgage

Document Number	0050841309
Date	Oct 29, 2020
Book Page	5084/1309
Instrument	2020096774

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 21, 2019
Property Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Document Number	0047820740
Book / Page	4782 / 0740
Map Reference	MB 211 PG 232
Instrument Date	Aug 20, 2019
Instrument	2019061980
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022

Mortgage

Document Number	0004782742
Date	Aug 21, 2019
Instrument	4782/742

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Document Number	0046651863
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022

Mortgage

Document Number	0046651863
Date	Jan 10, 2019
Book Page	004665/001863
Instrument	2152

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022
Document Number	0046370684
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022

Mortgage

Document Number	0046370684
Date	Nov 6, 2018
Book Page	004637/000684
Instrument	80142

Lender

Name	REUNION BK/FL
Type	Bank
Address	PORT ORANGE, FL 32129-2355

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5700 Capo Island Rd was $4,786 with a homeowner's exemption, up 12.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,892 (+2.7%)	$644,912 (+0.85%) Land $175,000 Building $469,912
2025	$4,786.00 (+12.32%) Homeowner's exemption	$367,957 (+2.9%)	$639,492 (+1.56%) Land $175,000 Building $464,492
2024	$4,261.00 (+1.96%) Homeowner's exemption	$357,587 (+3%)	$629,645 (-0.36%) Land $175,000 Building $454,645
2023	$4,179.00 (+2.86%) Homeowner's exemption	$347,172 (+3%)	$631,895 (+23.95%) Land $175,000 Building $456,895
2022	$4,063.00 Homeowner's exemption	$337,060	$509,786 Land $140,000 Building $369,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5700 Capo Island Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5700 Capo Island Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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