Carroll County property record for 570 Whispering Meadows Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,308 sqft · built 1992 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,000 (Feb 2023) |
| Tax Bill | $5,643 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-115318 |
| Primary APN | 07-115318 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,308 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Basement |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 115318 |
|---|---|
| Street Address | 570 WHISPERING MEADOWS DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 63 -10800 SF 570 WHISPERING MEADOWS D WHISPERING MEADOWS PLT 1 |
| Legal Subdivision | WHISPERING MDWS 01 SEC 03 |
| Legal Lot Number | 63 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 507704 |
570 Whispering Meadows Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 570 WHISPERING MEADOWS DR, WESTMINSTER, MD 21158-4291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Jan 6, 2005 · Amount on File |
| Deed Book / Page | 10979 / 4 |
| Prior Transfer Date | Mar 2, 2006 |
| Prior Transfer Doc | 0048020754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 10, 2023 |
| Property Address | 570 WHISPERING MEADOWS DR, WESTMINSTER, MD 21158-4291 |
| Document Number | 0109790004 |
| Book / Page | 10979 / 4 |
| Map Reference | MB 34 FO 77 |
| Instrument Date | Feb 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | JUNCTION TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 712 BRIDLEWREATH WAY, MOUNT AIRY, MD 21771-5578 |
| Document Number | 0109790013 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 10979/13 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 570 WHISPERING MEADOWS DR, WESTMINSTER, MD 21158-4291 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0107330153 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 10733/153 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 570 WHISPERING MEADOWS DR, WESTMINSTER, MD 21158-4291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0102960281 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 10296/281 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 570 Whispering Meadows Dr was $5,643 with a homeowner's exemption, up 6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,643.00 (+6.03%) Homeowner's exemption | $392,100 (+10.34%) Land $100,600 Building $291,500 | $392,100 (-) Land $100,600 Building $291,500 |
| 2025 | $5,322.00 Homeowner's exemption | $355,367 | $392,100 Land $100,600 Building $291,500 |
| 2023 | $4,764.00 | $281,900 Land $100,600 Building $181,300 | $281,900 Land $100,600 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 570 Whispering Meadows Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 570 Whispering Meadows Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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