Franklin County property record for 570 S Main St, Saint Clair, MO 63077
| Property Type | Commercial Office |
|---|---|
| Details | 2,122 sqft · built 1980 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,551 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-099-118.120 |
| Primary APN | 22-7-36.0-2-099-118.120 |
|---|
| Building Area | 2,122 sqft Total Area |
|---|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 570 S MAIN ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1515 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | COMMERCIAL LAND & BUILDINGSPT SE NW, E OF SO MAIN ST |
| Legal Range | 1W |
| Legal Township | 42N |
| Legal Section | 36 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800904 |
Source: Franklin County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1164 BABLER FOREST CT, WILDWOOD, MO 63005-6007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Warranty Deed, Transfer · Commercial Mortgage FARMERS & MECHANICS BANK |
| Jul 27, 2022 | Warranty Deed, Transfer TRUE TITLE |
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 |
| Deed Sale | Jul 27, 2022 |
| Prior Sale | May 16, 2012 · Amount on Record |
| Deed Document Number | 202211844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 31, 2025 |
| Property Address | 570 S MAIN ST, SAINT CLAIR, MO 63077-1515 |
| Document Number | 0002516772 |
| Map Reference | DOC 1403502 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2516772 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 SURFSIDE LN, SAINT CLAIR, MO 63077-2113 |
| Document Number | 0002516773 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2516773 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 27, 2022 |
| Property Address | 570 S MAIN ST, SAINT CLAIR, MO 63077-1515 |
| Document Number | 0002211844 |
| Map Reference | DOC 1403502 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2211844 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1650 OAKTRAIL LN, SAINT CLAIR, MO 63077-3448 |
| Name | Verified Name |
|---|---|
| Address | 1164 BABLER FOREST CT, WILDWOOD, MO 63005-6007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 570 S MAIN ST, SAINT CLAIR, MO 63077-1515 |
| Document Number | 0000008708 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1650 OAKTRAIL LN ST CLAIR MO 630773448, ST CLAIR, MO 63077-3448 |
| Document Number | 0000008708 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 8708 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,551.00 (+7.54%) | $76,928 (-) | $240,400 (-) Land $21,050 Building $219,350 |
| 2023 | $5,162.00 (+7.72%) | $76,928 | $240,400 Land $21,050 Building $219,350 |
| 2022 | $4,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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