570 Prospect Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 570 Prospect Ave, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,548 sqft · built 1959
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Tax Bill$14,309 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-00101-0000-00004

Property Details

APN / Parcel Number

Primary APN10-00101-0000-00004
Alternative APNs
  • 100010100004
  • 134600

Interior

Building Area1,548 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Account Number134600
Street Address570 PROSPECT AVE
CityDUMONT
StateNJ
Zip07628-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X100
Legal SubdivisionFAIRWAY ESTATES
Legal Block101
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group3
Census Block3000
Census Tract10300

Owner

Source: Bergen County and Dumont Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Apr 25, 2023Deed of Trust, Mortgage · FHA Mortgage
US MORTGAGE CORP
Jul 22, 2022Deed of Trust, Mortgage · FHA Mortgage
US MORTGAGE CORP
Feb 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PORTNERSHIP SOLUTINOS A01 INC
Aug 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 15, 2021
Transfer Doc0043411233
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateSep 22, 2026
Property Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
Document Number0000065654
Book / Page5904 / 1472
Instrument DateAug 8, 2026
Instrument202665654
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address570 PROSPECT AVE, DUMONT, NJ 07628-1019

Mortgage

Document Number0000065654,
DateSep 22, 2026
Book Page5904/1472
Instrument202665654
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueAug 1, 2066
Interest
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049791543
DateApr 25, 2023
Book Page4979/1543
Instrument2023027921
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047490425
DateJul 22, 2022
Book Page4749/425
Instrument2022072839
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address570 PROSPECT AVE, DUMONT, NJ 07628-1019

Mortgage

Document Number0045641900
DateFeb 2, 2022
Book Page4564/1900
Instrument2022014531
Lender
NameUNLOCK PORTNERSHIP SOLUTINOS A01 INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10020
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateAug 23, 2021
Property Address570 PROSPECT AVE, DUMONT, NJ 07628-1019
Document Number0043411233
Book / Page4341 / 1233
Instrument DateJun 15, 2021
Instrument2021134554
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4 MYOSOTIS CT, 4, HOMOSASSA, FL 34446-5710

Transferred To (Grantee/Buyer)

NameVerified Name
Address570 PROSPECT AVE, DUMONT, NJ 07628-1019

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$658,000 (+7.6%) Land $356,800 Building $301,200$658,000 (+7.6%) Land $356,800 Building $301,200
2025$14,309.00 (+1.56%)$611,500 (+76.43%) Land $325,400 Building $286,100$611,500 (+76.43%) Land $325,400 Building $286,100
2024$14,089.00 (+4.69%)
2023$346,600 Land $192,400 Building $154,200$346,600 Land $192,400 Building $154,200
2022$13,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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