570 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 570 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1890
Square Footage2,536 sqft Living Area
Lot Size8,316 sqft (0.191 acres)
OccupancyOwner Occupied
Last Sale$299,000 (2018)
Tax Bill$9,919.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-478-007

Interior

Full Baths2 Baths
Total Rooms10 Rooms
Building Area2,536 sqft Living Area
Gross Area3,794 sqft Gross Area
Basement Area1,258 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame Construction
Lot Area8,316 sqft (0.191 acres)
Depth X Width132 ft x 63 ft Depth x Width
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address570 N SPRING ST
CityELGIN
StateIL
Zip60120-3678
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP J KIMBALL JRS 3RD ADDN EXCEPT WEST 2 RODS & EXCEPT SOUTH 69 FT LOT 3 BLOCK 33
Legal SubdivisionP J KIMBALL JRS 3RD ADDN
Legal Block33
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2006
Census Tract851302

Owner

Source: Kane County records · APN 06-11-478-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address570 N SPRING ST, ELGIN, IL 60120-3678
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage
USAA
Sep 06, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2018 · Amount on Record
Deed SaleSep 06, 2018 · Amount on Record
Prior SaleSep 07, 2004 · Amount on Record
Deed Doc Number201843845
Prior Transfer DateOct 25, 2013
Prior Transfer Doc0000077543
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address570 N SPRING ST, ELGIN, IL 60120-3678
Document Number0000026780
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address570 N SPRING ST ELGIN IL 601203678, ELGIN, IL 60120-3678

Mortgage

Document Number0000026780
DateMay 26, 2020
Instrument26780
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 06, 2018
Property Address570 N SPRING ST, ELGIN, IL 60120-3678
Document Number0000043845
Instrument DateAug 27, 2018
Instrument43845
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$448.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address570 N SPRING ST ELGIN IL 601203678, ELGIN, IL 60120-3678

Mortgage

Document Number43847
DateSep 06, 2018
Instrument43847
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 05, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,919.00 (+15.88%) Homeowner's exemption
2024$127,125 (+21.4%) Land $14,658 Building $112,467$381,528 (+21.44%) Land $43,992 Building $337,536
2022$8,560.00 (+4.4%) Homeowner's exemption$104,720 (+6.96%) Land $12,074 Building $92,646$314,160 (+6.96%) Land $36,222 Building $277,938
2021$8,199.00 Homeowner's exemption$97,905 Land $11,288 Building $86,617$293,715 Land $33,864 Building $259,851

Flood & Wildfire

570 N Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Spring-Douglas Historic District
listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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