570 Murphy Bay Dr, Cross, SC 29436 Property Records

Berkeley County property record for 570 Murphy Bay Dr, Cross, SC 29436

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,867 sqft · built 2024
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$49,900 (Aug 2023)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031-00-04-101`

Property Details

APN / Parcel Number

Primary APN	`031-00-04-101`
Alternative APN	`031-00-04-014`

Interior

Full Baths	2 Baths
Building Area	1,867 sqft Finished Area
1st Floor Area	1,867 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	84,506 sqft (1.94 acres)
Garage Area	461 sqft
Porch	Slab

Location & Zoning

Street Address	570 MURPHY BAY DR
City	CROSS
State	SC
Zip	29436-3082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT 14 RESIDUAL1.935 AC (08/2023)
Legal Subdivision	CROSS AREA (EAST)
Legal Tract	14
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	1
Census Block	1017
Census Tract	20101

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	570 MURPHY BAY DR, CROSS, SC 29436-3082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC
Aug 22, 2023	Deed, Transfer · Line of Credit AGSOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	202325795
Deed Book / Page	4643 / 60
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	CROSS, SC 29436
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GASQUE LN, MONCKS CORNER, SC 29461-8552

Mortgage

Document Number	04834/0748
Date	Apr 17, 2024
Book Page	4834/748
Instrument	2024011426

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 22, 2023
Property Address	CROSS, SC 29436
Document Number	04643/0060
Book / Page	4643 / 60
Map Reference	DOC 2023024682
Instrument Date	Aug 21, 2023
Instrument	2023025795
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 GASQUE LN, MONCKS CORNER, SC 29461-8552

Mortgage

Document Number	2023025796
Date	Aug 22, 2023
Instrument	2023025796

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,800 (+2,4%) Land $51,800 Building $203,000	$254,800 (-) Land $51,800 Building $203,000
2025	$1,394.00 (+107.13%)	$10,192 (-33.33%) Land $2,072 Building $8,120	$254,800 (-) Land $51,800 Building $203,000
2024	$673.00 (+2,143.33%)	$15,288 (+20,015.79%) Land $3,108 Building $12,180	$254,800 (+325.38%) Land $51,800 Building $203,000
2022	$30.00	$76 Land $76	$59,900 Land $59,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 95% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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