570 Mount Zoar Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 570 Mount Zoar Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,396 sqft · built 1964
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2023)
Tax Bill	$4,220 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-003483`

Property Details

APN / Parcel Number

Primary APN	`08-003483`
Alternative APNs	`8003483` `003483`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,396 sqft Total Area
Basement Area	1,198 sqft
Finished Basement	1,198 sqft
Utility Area	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	143 sqft
Deck Area	712 sqft
Patio Area	1,360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003483
Street Address	570 MOUNT ZOAR RD
City	CONOWINGO
State	MD
Zip	21918-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.82 ACRES 570 MT. ZOAR ROAD N/E OF MT ZOAR
Legal Subdivision	N/E OF MT ZOAR
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1014
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	570 MOUNT ZOAR RD, CONOWINGO, MD 21918-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit CECIL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Nov 13, 1987 · Amount on Record
Deed Book / Page	5301 / 370
Prior Transfer Date	May 9, 2011
Prior Transfer Doc	0030220375
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 8, 2023
Property Address	570 MOUNT ZOAR RD, CONOWINGO, MD 21918-1454
Document Number	0053010370
Book / Page	5301 / 370
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	570 MOUNT ZOAR RD, CONOWINGO, MD 21918-1454

Mortgage

Document Number	0053010379
Date	Mar 8, 2023
Book Page	5301/379

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	570 MOUNT ZOAR RD, CONOWINGO, MD 21918-1454
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MOUNT ZOAR RD, CONOWINGO, MD 21918-1454

Mortgage

Document Number	0052390477
Date	Sep 29, 2022
Book Page	5239/477

Lender

Name	CECIL BANK
Type	Bank
Address	ELKTON, MD 21922

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,220.00 (+13.08%)	$383,633 (+14.31%)	$479,700 (+42.94%) Land $79,900 Building $399,800
2025	$3,732.00 (+30.22%)	$335,600 (+5.69%) Land $79,900 Building $255,700	$335,600 (-) Land $79,900 Building $255,700
2023	$2,866.00	$317,533	$335,600 Land $79,900 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Zoar Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures