570 Miller Ray, Verona, MO 65769 Property Records

Lawrence County property record for 570 Miller Ray, Verona, MO 65769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1972
Lot Size	0.344 acres (14,999 sqft)
Owner	Individual Name on File
Last Sale	$156,400 (Nov 2019)
Tax Bill	$847 (2025)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Nov 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195016002001005000`

Property Details

APN / Parcel Number

Primary APN	`195016002001005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,999 sqft (0.344 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	192 sqft

Location & Zoning

Street Address	570 MILLER RAY
City	VERONA
State	MO
Zip	65769-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER RAY,570; LT 2 OF MILLER & RAY ADDN - VERONA
Legal Range	26
Legal Township	26
Legal Section	16
Legal Subdivision	MILLER & RAY ADDN
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	SPRING RIVER
Census Block Group	4
Census Block	4018
Census Tract	470300

Owner

570 Miller Ray is owned and occupied by an individual who bought it in November 2019.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	570 MILLER RAY, VERONA, MO 65769-6222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	20195444
Deed Book / Page	455 / 5356
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	570 MILLER RAY, VERONA, MO 65769-6222
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	453/5178
Date	Nov 17, 2017
Book Page	453/5178
Instrument	2017-00005665

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	972 Months
Due	Nov 19, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Index	LIBOR
Margin	2

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	570 MILLER RAY, VERONA, MO 65769-6222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	453/5177
Date	Nov 17, 2017
Book Page	453/5177
Instrument	2017-00005664

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	972 Months
Due	Nov 19, 2098

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Nov 25, 2019
Property Address	570 MILLER RAY, VERONA, MO 65769-6222
Document Number	455/5356
Book / Page	455 / 5356
Instrument Date	Nov 21, 2019
Instrument	2019-00005444
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MILLER RAY, VERONA, MO 65769-6222

Mortgage

Document Number	4555357
Date	Nov 25, 2019
Instrument	455/5357

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 16, 2018
Property Address	570 MILLER RAY, VERONA, MO 65769-6222
Document Number	454/3033
Book / Page	454 / 3033
Instrument Date	Jul 12, 2018
Instrument	2018-00003173
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MILLER RAY, VERONA, MO 65769-6222

Mortgage

Document Number	201800003174
Date	Jul 16, 2018
Instrument	2018-00003174

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 570 Miller Ray was $847, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Verona Town
Unified School District	Verona R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,700 (-) Land $1,580 Building $12,120
2025	$847.00 (+0.12%)	$13,700 Land $1,580 Building $12,120	$72,105
2024	$846.00 (+1.2%)
2023	$836.00 (+6.77%)	$13,700 Land $1,580 Building $12,120	$72,105
2022	$783.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 570 Miller Ray in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 Miller Ray is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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