570 Garner Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 570 Garner Dr, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1975
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058-40-00-230.00`

Property Details

APN / Parcel Number

Primary APN	`058-40-00-230.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	11,761 sqft (0.269 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0584000230.00
Street Address	570 GARNER DR
City	COVINGTON
State	KY
Zip	41015-2394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY PT SEC 4 LOT 26
Legal Subdivision	GRAY (PT)
Legal Phase	4
Legal Lot Number	26
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65300

Owner

Source: Kenton County records · APN 058-40-00-230.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	570 GARNER DR, COVINGTON, KY 41015-2394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Jun 06, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 18, 2022
Transfer Doc	0005900183
Record Updated	Jun 08, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2022
Property Address	570 GARNER DR, COVINGTON, KY 41015-2394
Document Number	0005900183
Book / Page	184 / 791
Map Reference	MB 15 PG 7
Instrument Date	Aug 08, 2022
Instrument	22081805900183
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$75.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 GAME CT, 570, COVINGTON, KY 41018-2687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 GARNER DR, COVINGTON, KY 41015-2394

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	570 GARNER DR, COVINGTON, KY 41015-2394
Document Number	0000000158
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394

Mortgage

Document Number	0000000158
Date	Aug 26, 2019
Book Page	0I4317/000182
Instrument	158

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 06, 2018
Property Address	570 GARNER DR, COVINGTON, KY 41015-2394
Document Number	0000000075
Book / Page	0I4116 / 000028
Instrument Date	Jun 04, 2018
Instrument	75
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	570 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	570 GARNER DR, COVINGTON, KY 41015-2394
Document Number	0000000177
Book / Page	0I3907 / 000187
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394

Mortgage

Document Number	0000000177
Date	Mar 09, 2017
Book Page	0I3907/000187
Instrument	177

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 08, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (-9.33%) Homeowner's exemption	$155,000 (-) Land $15,000 Building $140,000	$155,000 (-) Land $15,000 Building $140,000
2023	$1,157.00 Homeowner's exemption	$155,000 Land $15,000 Building $140,000	$155,000 Land $15,000 Building $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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