570 Dillard St, Ridgely, TN 38080 Property Records

Lake County property record for 570 Dillard St, Ridgely, TN 38080 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 987 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Apr 2024)
Tax Bill	$843 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Transfer
Flood Zone	Zone X (high risk)
APN	`048057K L 03600`

Property Details

APN / Parcel Number

Primary APN	`048057K L 03600`
Alternative APN	`057K L 03600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	987 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	171 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	570 DILLARD ST
City	RIDGELY
State	TN
Zip	38080-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R30
Legal Subdivision	RILEY II/58
Legal Block	1
Legal Lot Number	16
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3015
Census Tract	960200

Owner

Source: Lake County records · APN 048057K L 03600

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	570 DILLARD ST, RIDGELY, TN 38080-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Nov 12, 2010 · Amount on Record
Deed Document Number	202420127
Deed Book / Page	69 / 1
Prior Transfer Date	Mar 14, 2024
Prior Transfer Doc	000068/751
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE TN
Recording Date	Apr 01, 2024
Property Address	570 DILLARD ST, RIDGELY, TN 38080-1631
Document Number	00000069/1
Book / Page	69 / 1
Map Reference	MB II PG 59
Instrument Date	Mar 28, 2024
Instrument	20127
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 DILLARD ST, RIDGELY, TN 38080-1631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020128
Date	Apr 01, 2024
Instrument	20128

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE TN
Recording Date	Mar 18, 2024
Property Address	570 DILLARD ST, RIDGELY, TN 38080-1631
Document Number	000068/751
Book / Page	68 / 751
Map Reference	MB II PG 59
Instrument Date	Mar 14, 2024
Instrument	20085
Transaction Type	Transfer
Record Updated	Apr 03, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 DILLARD ST, RIDGELY, TN 38080-1631

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Municipality	Ridgely Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00	$17,725 (-) Land $2,625 Building $15,100
2024	$843.00 (+56.98%)	$17,725 (+55.82%) Land $2,625 Building $15,100	$70,900 (+55.82%) Land $10,500 Building $60,400
2022	$537.00	$11,375 Land $1,125 Building $10,250	$45,500 Land $4,500 Building $41,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (47095C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470959602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gibson Electric Membership	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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