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570 Chestnut St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 570 Chestnut St, Franklin, MA 02038

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,640 sqft · built 1880
Lot Size0.934 acres (40,676 sqft)
Owner2 Individual Names on Record
Last Sale$383,000 (Jul 2018)
Tax Bill$7,150 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN95-022

Property Details

APN / Parcel Number

Primary APN95-022
Alternative APNs
  • FRAN M:248 L:081
  • M:095 L:022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area3,706 sqft
Basement Area835 sqft
Unfinished Basement835 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,676 sqft (0.934 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number95-022
Street Address570 CHESTNUT ST
CityFRANKLIN
StateMA
Zip02038-1212
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number81
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1012
Census Tract442101

Owner

Source: Norfolk County and Franklin Town City records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Aug 13, 2019Deed of Trust, Mortgage · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Mar 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB
Jul 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 24, 2018Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Prior SaleNov 1, 2006 · Amount on Record
Deed Document Number201863604
Deed Book / Page36164 / 139
Last Transfer DateJul 24, 2020
Transfer Doc38136-558
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039195-70
DateMar 26, 2021
Book Page39195/70
Instrument39983
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37055-429
DateAug 13, 2019
Book Page37055/429
Instrument70143
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37714-549
DateMar 26, 2020
Book Page37714/549
Instrument27569
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateJul 27, 2020
Property Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
Document Number38136-558
Book / Page038136 / 000558
Instrument DateJul 24, 2020
Instrument73473
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address570 CHESTNUT ST FRANKLIN MA 020381212, FRANKLIN, MA 02038-1212

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateJul 24, 2018
Property Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212
Document Number36164-139
Book / Page36164 / 139
Instrument63604
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.34
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address570 CHESTNUT ST, FRANKLIN, MA 02038-1212

Mortgage

Document Number361640141
DateJul 24, 2018
Instrument36164/0141
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2048

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,150.00 (+14.11%)$615,300 (+15.77%) Land $249,000 Building $366,300
2024$6,266.00 (+1.18%)$531,500 (+7.96%) Land $249,000 Building $282,500
2023$6,193.00$492,300 Land $251,000 Building $241,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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