570 Bay Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 570 Bay Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,852 sqft · built 1984
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$412,500 (Aug 2010)
Tax Bill	$7,071 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CENT M:187 L:070`

Property Details

APN / Parcel Number

Primary APN	`CENT M:187 L:070`
Alternative APN	`108225`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	4,700 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	108225
Street Address	570 BAY LN
City	CENTERVILLE
State	MA
Zip	02632-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	70
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1025
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	570 BAY LN, CENTERVILLE, MA 02632-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2010 · Amount on Record
Deed Sale	Aug 30, 2010 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTERVILLE MA
Property Address	570 BAY LN, CENTERVILLE, MA 02632-3353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458234
Date	May 4, 2022
Instrument	1458234

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	570 BAY LN, CENTERVILLE, MA 02632-3353
Document Number	0001389335
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 BAY LN CENTERVILLE MA 026323353, CENTERVILLE, MA 02632-3353

Mortgage

Document Number	0001389335
Date	Jan 30, 2020
Instrument	1389335

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	570 BAY LN, CENTERVILLE, MA 02632-3353
Document Number	0001319105
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001319105
Date	Apr 19, 2017
Instrument	1319105

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,071.00 (+4.11%)	$874,100 (+0.52%) Land $364,800 Building $509,300	$781,755
2024	$6,792.00 (+5.01%)	$869,600 (+12.13%) Land $364,800 Building $504,800
2023	$6,468.00	$775,500 Land $339,100 Building $436,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	9 (1978–2023)
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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