East Lyme Town property record for 57 Whitecap Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1940 |
| Square Footage | 1,220 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,251.00 (2025) |
| Primary APN | ELYM M:05.14 B:00031 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,968 sqft Gross Area |
| 1st Floor | 1,220 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1573 |
|---|---|
| Street Address | 57 WHITECAP RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 31 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:05.14 B:00031 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 57 WHITECAP RD, NIANTIC, CT 06357-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 57 WHITECAP RD, NIANTIC, CT 06357-3327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0001075-40 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 1075/40 |
| Instrument | 399 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 57 WHITECAP RD, NIANTIC, CT 06357-3327 |
| Document Number | 1033-148 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 57 WHITECAP RD NIANTIC CT 063573327, NIANTIC, CT 06357-3327 |
| Document Number | 1033-148 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 001033/000148 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 05, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,251.00 | $223,160 (-) Land $111,230 Building $111,930 | $156,212 Land $77,861 Building $78,351 |
| 2024 | $6,251.00 (+12.59%) | ||
| 2023 | $5,552.00 (+4.36%) | $223,160 (-) Land $111,230 Building $111,930 | |
| 2022 | $5,320.00 | $223,160 Land $111,230 Building $111,930 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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