57 Waterman Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 57 Waterman Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,848 sqft · built 1997
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Individual Names on File
Last Sale	$1,420,000 (Apr 2020)
Tax Bill	$28,760 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-00144-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`41-00144-0000-00020`
Alternative APNs	`410014400020` `247800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,848 sqft Living Area
1st Floor Area	4,848 sqft
Upper Floors Area	1,275 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	204 ft deep x 100 ft wide
Garage Type	Built-in
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	128 sqft
Porch	Open Porch
Deck Area	992 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	247800
Street Address	57 WATERMAN AVE
City	RUMSON
State	NJ
Zip	07760-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	144
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

57 Waterman Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 WATERMAN AVE, RUMSON, NJ 07760-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCEANFIRST BANK
Apr 24, 2020	Grant Deed, Transfer OCEANFIRST BK
Oct 11, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Oct 11, 2019
Deed Document Number	202042960
Deed Book / Page	9409 / 6060
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	57 WATERMAN AVE, RUMSON, NJ 07760-2038
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096346989
Date	Feb 17, 2023
Book Page	9634/6989
Instrument	2023012002

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 13, 2033

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 24, 2020
Property Address	57 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000042960
Book / Page	009409 / 006060
Instrument Date	Apr 6, 2020
Instrument	42960
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	TRUEX ABSTRACT INC, TRUEX ABS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 WATERMAN AVE RUMSON NJ 077602038, RUMSON, NJ 07760-2038

Mortgage

Document Number	42961
Date	Apr 24, 2020
Book Page	009409/006148
Instrument	42961

Lender

Name	OCEANFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 11, 2019
Property Address	57 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000096176
Book / Page	009373 / 007880
Instrument Date	Sep 13, 2019
Instrument	96176
Transaction Type	Foreclosure
Record Updated	Nov 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 57 Waterman Ave was $28,760, up 3.5% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,128,100 (+14.09%) Land $1,987,800 Building $1,140,300	$3,128,100 (+14.09%) Land $1,987,800 Building $1,140,300
2025	$28,760.00 (+3.48%)	$2,741,700 Land $1,763,800 Building $977,900	$2,741,700 Land $1,763,800 Building $977,900
2024	$27,793.00
2023		$2,401,400 Land $1,515,600 Building $885,800	$2,401,400 Land $1,515,600 Building $885,800
2022	$27,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Waterman Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 Waterman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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