57 W Sandy Cir, Big Pine Key, FL 33043 Property Records

Monroe County property record for 57 W Sandy Cir, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,215 sqft · built 1970
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Apr 2023)
Tax Bill	$5,851 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00256680-000000`

Property Details

APN / Parcel Number

Primary APN	`00256680-000000`
Alternative APNs	`26662900256680000000` `1328405`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,250 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	130 sqft
Deck Area	180 sqft
Patio Area	700 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1328405
Old Parcel Number	26662900256680000000
Street Address	57 W SANDY CIR
City	BIG PINE KEY
State	FL
Zip	33043-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 3 BIG PINE KEY INC PB5-4 BIG PINE KEY OR419-561 OR831-2132 OR1080-2163R/S OR1143-1997 OR1573-1134 OR3218-1677
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	BIG PINE KEY INC
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2034
Census Tract	971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	57 W SANDY CIR, BIG PINE KEY, FL 33043-3100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Apr 29, 1999 · Amount on Record
Deed Document Number	2412576
Deed Book / Page	3218 / 1677
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 3, 2023
Property Address	57 W SANDY CIR, BIG PINE KEY, FL 33043-3100
Document Number	0032181677
Book / Page	3218 / 1677
Map Reference	MB 5 PG 4
Instrument Date	Mar 29, 2023
Instrument	2412576
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7100 STONEY ACRES CT, GIBSONVILLE, NC 27249-8771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 W SANDY CIR, BIG PINE KEY, FL 33043-3100

Mortgage

Document Number	0032181679
Date	Apr 3, 2023
Instrument	3218/1679

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,191 (-17.73%) Land $187,425 Building $203,766	$391,191 (-17.73%) Land $187,425 Building $203,766
2024	$5,851.00 (+22.15%)
2023	$4,790.00 (+169.1%)	$475,512 (+193.63%) Land $285,600 Building $189,912	$475,512 (+27.19%) Land $285,600 Building $189,912
2022	$1,780.00 Homeowner's exemption	$161,940	$373,870 Land $182,070 Building $191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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