57 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 57 Tower St, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,150 sqft · built 1900
Lot Size0.218 acres (9,485 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Aug 2018)
Tax Bill$2,802 (2025)
Deeds & MortgagesSep 2025 Line of Credit
May 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNWEST M:58 B:207

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:207
Alternative APNs
  • M:058 B:207 L
  • 7114000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,150 sqft Living Area
Gross Area2,080 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,485 sqft (0.218 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7114000
Street Address57 TOWER ST
CityWESTERLY
StateRI
Zip02891-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block207
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2036
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:58 B:207

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address57 TOWER ST, WESTERLY, RI 02891-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
May 23, 2017Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
Mar 02, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Aug 20, 2018Warranty Deed, Transfer · Conventional Mortgage
WESTERLY CMNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Prior SaleJul 30, 2015 · Amount on Record
Deed Document Number20183448
Last Transfer DateFeb 24, 2022
Transfer Doc02022-4376
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address57 TOWER ST, WESTERLY, RI 02891-1923
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025-12848
DateSep 15, 2025
Book Page2025/12848
Instrument2025-3074
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address57 TOWER ST, WESTERLY, RI 02891-1923
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017-8740
DateMay 23, 2017
Book Page2017/8740
Instrument2165
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 01, 2042

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMar 02, 2022
Property Address57 TOWER ST, WESTERLY, RI 02891-1923
Document Number02022-4376
Book / Page2022 / 4376
Instrument DateFeb 24, 2022
Instrument2022-1014
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address57 TOWER ST, WESTERLY, RI 02891-1923

Mortgage

Document Number02022-4378
DateMar 02, 2022
Book Page2022/4378
Instrument2022-1015
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueApr 01, 2029

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 20, 2018
Property Address57 TOWER ST, WESTERLY, RI 02891-1923
Document Number2018-3610
Book / Page002018 / 013610
Instrument DateAug 20, 2018
Instrument3448
Transaction TypeTransfer
Record UpdatedMar 14, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 TOWER ST WESTERLY RI 028911923, WESTERLY, RI 02891-1923

Mortgage

Document Number2018-3612
DateAug 20, 2018
Book Page002018/013612
Instrument3449
Lender
NameWESTERLY CMNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2048

Mortgage

Document Number2018-3626,
DateAug 20, 2018
Book Page002018/013626
Instrument3450
Lender
NameWESTERLY CMNTY CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueAug 19, 2033

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,802.00 (+0.04%)$360,100 (+30.61%) Land $145,100 Building $215,000
2023$2,801.00 (+0.57%)$275,700 (-) Land $103,900 Building $171,800
2022$2,785.00$275,700 Land $103,900 Building $171,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Tower St

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