57 Summit Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 57 Summit Ave, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details1,305 sqft · built 1951
Lot Size0.199 acres (8,677 sqft)
Owner2 Individual Names on File
Tax Bill$957 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-12-216.00

Property Details

APN / Parcel Number

Primary APN999-99-12-216.00

Interior

Stories1 Story
Building Area1,305 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,677 sqft (0.199 acres)
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address57 SUMMIT AVE
CityFORT THOMAS
StateKY
Zip41075-2045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 BLK A HOLIDAY ACRES
Legal SubdivisionHOLIDAY ACRES
Legal PhaseA
Legal BlockA
Legal Lot Number46
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2001
Census Tract52302

Owner

Source: Campbell County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address57 SUMMIT AVE, FORT THOMAS, KY 41075-2045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed of Trust, Mortgage
KEMBA CREDIT UNION INC
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address57 SUMMIT AVE, FORT THOMAS, KY 41075-2045
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanyPRIORITY NATIONAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 SUMMIT AVE, FORT THOMAS, KY 41075-2045

Mortgage

Document Number0005159105
DateSep 9, 2022
Book PageM2357/881
Instrument5159105
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
AmountAmount on Record
Term178 Months
DueJul 15, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address57 SUMMIT AVE, FORT THOMAS, KY 41075-2045
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005121975
DateDec 2, 2020
Book PageM2256/476
Instrument5121975
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$957.00 (-4.49%)$259,500 (+2.25%) Land $45,000 Building $214,500$259,500 (+2.25%) Land $45,000 Building $214,500
2023$1,002.00 (-2.43%)$253,800 (-) Land $45,000 Building $208,800$253,800 (-) Land $45,000 Building $208,800
2022$1,027.00$253,800 Land $45,000 Building $208,800$253,800 Land $45,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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