57 Summer St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 57 Summer St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,935 sqft · built 1850
Lot Size	0.094 acres (4,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Dec 2011)
Tax Bill	$10,038 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:25 L:0607`

Property Details

APN / Parcel Number

Primary APN	`SALE M:25 L:0607`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,935 sqft Living Area
Gross Area	5,872 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	4,082 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	57 SUMMER ST
City	SALEM
State	MA
Zip	01970-3045
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Lot Number	607
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3009
Census Tract	204200

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 SUMMER ST, SALEM, MA 01970-3045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Prior Sale	Aug 28, 1987 · Amount on Record
Deed Book / Page	30926 / 526
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041332-386
Date	Dec 2, 2022
Book Page	41332/386
Instrument	20221202001990

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039983-376
Date	Jun 16, 2021
Book Page	39983/376
Instrument	20210616000060

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35785-227
Date	Apr 7, 2017
Book Page	35785/227
Instrument	321

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36593-138
Date	Mar 20, 2018
Book Page	36593/138
Instrument	180320002260

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37658-45
Date	Jul 12, 2019
Book Page	37658/45
Instrument	20190712000400

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38726-233
Date	Jul 20, 2020
Book Page	38726/233
Instrument	20200720000890

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	57 SUMMER ST, SALEM, MA 01970-3045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38990-151
Date	Sep 28, 2020
Book Page	38990/151
Instrument	20200928006770

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,038.00 (+4.42%)	$931,200 (+9.85%) Land $222,800 Building $708,400	$892,559
2025	$9,613.00 (+9.67%)	$847,700 (+12.38%) Land $200,500 Building $647,200
2024	$8,765.00 (+3.68%)	$754,300 (+11.62%) Land $190,500 Building $563,800
2023	$8,454.00	$675,800 Land $175,900 Building $499,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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