57 Summer Sand Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 57 Summer Sand Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,210 sqft · built 2024
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$285,990 (Apr 2024)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026221-4320`

Property Details

APN / Parcel Number

Primary APN	`026221-4320`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,210 sqft Living Area
Gross Area	1,481 sqft
1st Floor Area	633 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	271 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 SUMMER SAND CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-0144
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	120/7-14 BRIDGEWATER PHASE 2A LOT 432 OR5928/1410
Legal Subdivision	BRIDGEWATER PHASE 2A
Legal Block	1
Legal Lot Number	432
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 SUMMER SAND CT, SAINT AUGUSTINE, FL 32095-0144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	202426109
Deed Book / Page	5928 / 1410
Record Updated	Sep 20, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2024
Property Address	57 SUMMER SAND CT, ST AUGUSTINE, FL 32095-0144
Document Number	0059281410
Book / Page	5928 / 1410
Map Reference	MB 120 PG 7-14
Instrument Date	Mar 29, 2024
Instrument	2024026109
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 19, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SUMMER SAND CT, SAINT AUGUSTINE, FL 32095-0144

Mortgage

Document Number	0059281411
Date	Apr 8, 2024
Instrument	5928/1411

Lender

Name	UNITED POLES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	14%
Index	5-Year TN
Max Rate	9.5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,571 (-3.88%) Land $65,000 Building $166,571	$231,571 (-3.88%) Land $65,000 Building $166,571
2025	$5,032.00 (+127.8%)	$240,910	$240,910 Land $65,000 Building $175,910
2024	$2,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20