57 Summer Ln Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 57 Summer Ln Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,961 sqft · built 1991
Lot Size	0.358 acres (15,582 sqft)
Owner	Company Name on File
Tax Bill	$514 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76W210018700`

Property Details

APN / Parcel Number

Primary APN	`76W210018700`
Alternative APNs	`025340` `25340`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,961 sqft Adjusted Area
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,582 sqft (0.358 acres)
Lot Dimensions	159 ft deep x 98 ft wide
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 SUMMER LANE DR
City	COLUMBUS
State	MS
Zip	39702-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57 SUMMER LANE DR LOT 91
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Subdivision	LAKEOVER EST PHASE II
Legal Lot Number	91
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	404

Owner

57 Summer Ln Dr is owned by a company that acquired it in September 2022 and is owner-occupied.

Source: Lowndes County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	57 SUMMER LANE DR, COLUMBUS, MS 39702-9701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Mar 29, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022
Deed Sale	Aug 3, 2022
Deed Book / Page	2022 / 6634
Last Transfer Date	Sep 8, 2022
Transfer Doc	2022007703
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	57 SUMMER LANE DR, COLUMBUS, MS 39702-9701
Document Number	0020195657
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SUMMER LANE DR COLUMBUS MS 397029701, COLUMBUS, MS 39702-9701

Mortgage

Document Number	0020195657
Date	Apr 3, 2019
Book Page	002019/005657

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Apr 2, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.78%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	57 SUMMER LANE DR, COLUMBUS, MS 39702-9701
Document Number	0020195670
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 SUMMER LANE DR COLUMBUS MS 397029701, COLUMBUS, MS 39702-9701

Mortgage

Document Number	0020195670
Date	Apr 3, 2019
Book Page	002019/005670

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Apr 2, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.78%

Tax Assessment & Valuation

The 2025 property tax bill for 57 Summer Ln Dr was $514 with exemptions applied, up 0.8% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$514.00 (+0.78%) Homeowner's exemption Senior Citizen's exemption	$12,757	$127,570 Land $25,000 Building $102,570
2024	$510.00 (+32.47%)
2023	$385.00 Homeowner's exemption Senior Citizen's exemption	$11,487	$114,870 Land $25,000 Building $89,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Summer Ln Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Summer Ln Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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