57 Spruce St, Tipton, IA 52772 Property Records

Cedar County property record for 57 Spruce St, Tipton, IA 52772

Property Summary

Property Type	Warehouse, Storage
Details	3,000 sqft · built 1979
Lot Size	0.408 acres (17,772 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2020)
Tax Bill	$2,204 (2025)
Deeds & Mortgages	Aug 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`048010012870060`

Property Details

APN / Parcel Number

Primary APN	`048010012870060`
Alternative APN	`48504801001287006000`

Interior

Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	3,000 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	17,772 sqft (0.408 acres)

Location & Zoning

Street Address	57 SPRUCE ST
City	TIPTON
State	IA
Zip	52772
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	STARRS ADD L1 & 2 & S 25' L3 BLK 50
Legal Subdivision	STARRS ADD
Legal Block	50
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4072
Census Tract	450300

Owner

Source: Cedar County records · APN 048010012870060

Assessment roll updated March 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1829 195TH ST, CLARENCE, IA 52216-9362
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20202845
Deed Book / Page	1540 / 237
Record Updated	Sep 20, 2026

August 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Aug 28, 2020
Property Address	57 SPRUCE ST, TIPTON, IA 52772
Document Number	001540/237
Book / Page	1540 / 237
Instrument Date	Aug 28, 2020
Instrument	2020 2845
Transaction Type	Foreclosure
Record Updated	Sep 07, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1829 195TH ST, CLARENCE, IA 52216-9362

Mortgage

Document Number	001540/241
Date	Aug 28, 2020
Book Page	1540/241
Instrument	2020 2846

Lender

Name	LIBERTY TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated March 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,204.00	$130,320 (+7.89%) Land $35,500 Building $94,820	$130,320 (+7.89%) Land $35,500 Building $94,820
2024	$2,204.00 (+15.51%)
2023		$120,790 (+28.87%) Land $35,500 Building $85,290	$120,790 (+28.87%) Land $35,500 Building $85,290
2022	$1,908.00	$93,730 Land $35,500 Building $58,230
2021			$93,730 Land $35,500 Building $58,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 432 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	200 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Clarence Telephone Company.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.